Affirm vs Afterpay
| Affirm | Afterpay | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | No | No |
| Paid from | — | Free |
| Open source | No | No |
| Platforms | Android, api, extension, iOS, Web | Android, api, iOS, Web |
| Free plan | Yes | Yes |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly payments | Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 months |
| Merchant platforms | Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusion | Square, Magento, Shopify, WooCommerce |
| Consumer regions | United States, Canada, United Kingdom | Australia, Canada, New Zealand, United Kingdom, United States |
| Merchant dashboard | Yes | Yes |
| Merchant settlement | — | scheduled |
Both are listed in Best Buy Now, Pay Later Platforms. On Samsung Mobile US Press, Afterpay scores higher on our published basis.