Best Settle Up Alternatives in 2026
Updated
20 apps from personal finance software ranked against Settle Up on the same published basis.
- 1Settle Up vs PocketSmith
- 2Settle Up vs SoFi
- 3Settle Up vs Trakli
- 4Settle Up vs Emma
- 5Settle Up vs Finlynq
- 6Settle Up vs Money Manager Ex
- 7Settle Up vs Fireball
- 8Settle Up vs Rocket Money
- 9Settle Up vs ClearCheckbook
- 10Settle Up vs Toshl Finance
- 11Settle Up vs Talvo
- 12Settle Up vs EveryDollar
- 13Settle Up vs YNAB
- 14Settle Up vs Buxfer
- 15Settle Up vs PocketGuard
- 16Settle Up vs Money Forward ME
- 17Settle Up vs Zaim
- 18Settle Up vs Wallet by BudgetBakers
- 19Settle Up vs CountAbout
- 20Settle Up vs MoneyWiz
Settle Up alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 9.8 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | SoFi | 9.6 | Free plan | — | Android, iOS, Mac, Web, Windows |
| 3 | Trakli | 9.4 | Free plan | $7.19/mo | Web, iOS, Android |
| 4 | Emma | 9.4 | Free plan | £4.99/mo | Web, iOS, Android |
| 5 | Finlynq | 9.3 | Free plan | Free | Web, iOS, Android |
| 6 | Money Manager Ex | 9.3 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 7 | Fireball | 9.3 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 8 | Rocket Money | 9.3 | Free plan | Free | Web, iOS, Android |
| 9 | ClearCheckbook | 9.1 | Free plan | $2.49/mo | Web, iOS, Android |
| 10 | Toshl Finance | 9.1 | Free plan | Free | Web, iOS, Android |
| 11 | Talvo | 9.0 | Free plan | €6/mo | Web, iOS, Android |
| 12 | EveryDollar | 9.0 | Free plan | $17.99/mo | Web, iOS, Android |
| 13 | YNAB | 8.9 | No | $9.08/mo | Android, API, iOS, Web |
| 14 | Buxfer | 8.9 | No | $7.99/mo | Web, iOS, Android |
| 15 | PocketGuard | 8.9 | No | $6.25/mo | Web, iOS, Android |
| 16 | Money Forward ME | 8.9 | Free plan | Free | Web, iOS, Android |
| 17 | Zaim | 8.9 | Free plan | Free | Web, iOS, Android |
| 18 | Wallet by BudgetBakers | 8.8 | No | — | Web, iOS, Android |
| 19 | CountAbout | 8.8 | No | $1.67/mo | Web, iOS, Android |
| 20 | MoneyWiz | 8.8 | No | $2.50/mo | iOS, Mac |
Make your app an alternative to Settle Up
See the priceThe sponsored alternative slot on this page is labelled and never changes the order above.
Questions about Settle Up alternatives
What is the best alternative to Settle Up?
PocketSmith, number 1 in personal finance software with a score of 9.8 out of 10. The others here: SoFi, Trakli, Emma and 16 more.
What is the best free alternative to Settle Up?
PocketSmith is the best-ranked alternative with a free plan. 14 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.