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PalmPay

Lagos, Nigeria

On the record

Account eligibility
PalmPay's terms say users must be at least 18 years old to access its services or create an account.palmpay.com · read 8 Oct 2026
API payment methods
PalmPay’s merchant documentation lists card, bank, wallet, and USSD payment collection, plus payouts and virtual accounts.docs-daily.palmpay.com · read 7 Oct 2026
Business integrations
PalmPay offers business integrations through SDKs and APIs for payment acceptance, bulk bill payments, bulk transactions and collections.palmpay.com · read 8 Oct 2026
Business platform
PalmPay Business provides tools for accepting payments, managing transactions, viewing reports, and reconciling records.palmpay.com · read 7 Oct 2026
Business pricing
PalmPay’s business inquiry page offers custom pricing, including cost-plus pricing and volume discounts.palmpay.com · read 7 Oct 2026
Business tools
PalmPay Business provides a dashboard for monitoring payment processing and POS devices, transaction records, reconciliation and reports.palmpay.com · read 8 Oct 2026
Business use
PalmPay says its APIs support collections, payouts, and embedded finance using bank, wallet, card, and mobile money rails.palmpay.com · read 7 Oct 2026
Credit and protection
The Nigeria page advertises credit and protection products for health, phones and more.palmpay.com · read 8 Oct 2026
Everyday payments
The app supports bill payments including airtime, data, water and TV, and offers cashback on bills and shopping.palmpay.com · read 8 Oct 2026
Licensing and deposits
PalmPay Limited says it is licensed and regulated by Nigeria's Central Bank, and that deposits are insured by the Nigerian Deposit Insurance Corporation.palmpay.com · read 8 Oct 2026
Markets
PalmPay says it has a presence in Nigeria, Ghana, Tanzania and the United Kingdom.palmpay.com · read 8 Oct 2026
Merchant payments
Businesses can accept card and bank transfer payments in person through PalmPay POS and use Pay With Transfer for customer payments.palmpay.com · read 8 Oct 2026
Payment coverage
PalmPay's business payment page says it can accept payments from any Nigerian bank and lists card, bank, wallet and USSD payment methods.palmpay.com · read 8 Oct 2026
Payment integrations
PalmPay offers SDKs and APIs for payment collection, bulk bill payments, bulk transfers, and wallet payments.palmpay.com · read 7 Oct 2026
Personal finance
The PalmPay app offers money transfers, bill payments, shopping, savings, credit, and rewards.palmpay.com · read 7 Oct 2026
Savings
The Nigeria page advertises savings interest of up to 20%, paid daily, with withdrawals available anytime.palmpay.com · read 8 Oct 2026
Security
PalmPay says it uses advanced encryption, fraud detection and multiple authentication layers to safeguard data and funds.palmpay.com · read 8 Oct 2026
Support
PalmPay advertises 24/7 customer care and fraud support with in-app reporting tools.palmpay.com · read 8 Oct 2026

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