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MobilePay
Vipps MobilePay says its headquarters are in Oslo.
What it is
MobilePay is a free Android and iOS app for transferring money, splitting expenses, paying for purchases, and collecting shared funds. Users can send or request money through a recipient’s phone number or QR code, and transfers are described as immediate. Groups can split expenses, while a Box keeps collected money separate from personal funds. When two people exchange money for the first time, the app creates a chat that summarizes their transfers, requests, and messages. Users can pay businesses online and in stores. The Get paid offer lets merchants accept MobilePay, Visa, and Mastercard payments on a phone, as well as send payment links and invoice customers. Card acceptance needs no extra equipment or separate app. Logging in on a new device requires MitID and an SMS code; each payment or transfer needs a code or Face ID confirmation. The app can be active on one device at a time, and users can block unwanted contacts. Private payments to businesses have no charge, though fees apply in some situations. Get paid bills 0.99% of transaction value and requires a MobilePay agreement.
For and against
For
- Send or request money using a phone number or QR code.
- Transfers are described as immediate.
- A Box separates shared funds from personal money.
- Merchants can accept card payments by phone without extra equipment.
- Supports Android and iOS.
Against
- The app can be active on only one device at a time.
- Some private-payment situations have fees.
- Get paid charges 0.99% of transaction value and requires an agreement.
The verdict
MobilePay combines person-to-person transfers, group expense sharing, and business payments in one free app. Merchants considering Get paid should note its transaction fee and agreement requirement.
Who it suits
MobilePay suits people who want to send or request money, split group expenses, or pay businesses on a phone. Its Get paid option is aimed at merchants who want to accept payments and send payment links or invoices.
Plans and prices
MobilePay for private
1% on transfers above DKK 4,000 to the same person within 24 hours; DKK 19 per DKK 1,000 paid into a Box; 4% for international transfers, excluding Greenland and the Faroe Islands
Read 29 Sep 2026 · mobilepay.dk
MobilePay number with Get paid
Accepts MobilePay, Visa and Mastercard; Get paid app is free to download; requires a MobilePay agreement
Read 29 Sep 2026 · mobilepay.dk
On the record
- Authentication
- Logging in on a new device requires MitID and an SMS code, and each transfer or payment must be confirmed with a code or Face ID.mobilepay.dk · read 29 Sep 2026
- Chat
- The first time two people exchange money, MobilePay automatically creates a chat that summarizes their transfers, requests and messages.mobilepay.dk · read 29 Sep 2026
- Device and user safety
- MobilePay can be active on one device at a time, and users can block people they do not want to contact them.mobilepay.dk · read 29 Sep 2026
- Get paid limits
- Get paid is aimed at merchants who need to send payment links and invoice customers, and its card acceptance requires no extra equipment or separate app.mobilepay.dk · read 29 Sep 2026
- Groups and collections
- The app supports splitting expenses in a group and collecting shared money in a Box that keeps it separate from personal funds.mobilepay.dk · read 29 Sep 2026
- Maker and origin
- Vipps MobilePay says MobilePay launched in Denmark in 2013 and describes the combined company as a Nordic mobile wallet.vippsmobilepay.com · read 29 Sep 2026
- Merchant card acceptance
- Get paid lets businesses accept contactless Visa and Mastercard payments on a phone alongside MobilePay payments.mobilepay.dk · read 29 Sep 2026
- Merchant payments
- Users can pay businesses with MobilePay online and in stores.mobilepay.dk · read 29 Sep 2026
- Peer payments
- Users can send or request money using a recipient’s phone number or QR code, and transfers are described as immediate.mobilepay.dk · read 29 Sep 2026
- Support
- The site links to questions and answers, chat support, technical status and complaints handling.mobilepay.dk · read 29 Sep 2026
- What it does
- MobilePay lets users transfer money, split expenses, pay for purchases and collect money.mobilepay.dk · read 29 Sep 2026