FlyFin
San Jose, California, United States
What it is
FlyFin combines AI-assisted deduction finding with CPA tax preparation and filing. Its system analyzes expenses across more than 200 deduction categories to identify potential write-offs. CPAs prepare federal and state returns for review and e-signature, then e-file them. FlyFin primarily serves freelancers, gig workers, independent contractors, and sole proprietors, while also allowing other taxpayers to file. The service connects with more than 12,000 financial institutions through Mastercard and Plaid, using read-only transaction access. FlyFin says it does not need to store bank account numbers, usernames, or passwords, and describes itself as GDPR and CCPA compliant. A $0 Starter Plan for FlyFin users includes AI deduction tracking and a monthly financial tracker. Annual Standard costs $192 per year and covers personal taxes, up to one Schedule C, one tax extension, and up to two state filings. Annual Premium costs $348 per year and adds coverage for up to one entity. Monthly billing excludes tax filing, and complex cases beyond plan coverage may incur additional fees. FlyFin offers a 7-day trial and mobile apps for Android and iOS.
For and against
For
- Identifies write-offs across more than 200 categories
- CPAs prepare and e-file federal and state returns
- Starter Plan costs $0 for FlyFin users
- Connects with over 12,000 financial institutions
- Offers Android and iOS apps
Against
- Monthly billing excludes tax filing
- Annual Standard covers up to one Schedule C
- Complex cases beyond plan coverage may incur extra fees
- A 7-day trial is available
The verdict
FlyFin pairs expense-based deduction identification with CPA-prepared filing and a free Starter Plan for tracking. Review the annual plan limits and additional-fee possibility for complex cases before selecting a filing plan.
Who it suits
FlyFin is primarily suited to freelancers, gig workers, independent contractors, and sole proprietors who want deduction tracking and CPA-prepared returns. Other taxpayers can also file through the service.
Plans and prices
Standard
Annual plan: personal taxes · up to one Schedule C · one tax extension · up to 2 state filings; monthly billing excludes tax filing
Read 3 Oct 2026 · flyfin.tax
Premium
Annual plan: personal taxes · up to one entity · up to one Schedule C · one tax extension
Read 3 Oct 2026 · flyfin.tax
On the record
- Audit coverage
- Audit insurance applies to returns prepared and filed by FlyFin and covers reasonable CPA fees for an IRS audit triggered by errors in its tax preparation.flyfin.tax · read 3 Oct 2026
- Deductions
- Its AI analyzes expenses and identifies write-offs across more than 200 deduction categories.flyfin.tax · read 3 Oct 2026
- Financial connections
- FlyFin says account access is powered by Mastercard and Plaid and supports read-only transaction access.flyfin.tax · read 3 Oct 2026
- Free offering
- A membership offer lists a Starter Plan with AI deduction tracking and a monthly financial tracker at $0 for FlyFin users.flyfin.tax · read 3 Oct 2026
- Integrations
- FlyFin says it connects with over 12,000 financial institutions through Mastercard and Plaid.flyfin.tax · read 3 Oct 2026
- Intended users
- FlyFin primarily serves freelancers, gig workers, independent contractors and sole proprietors, while saying anyone can file through the service.flyfin.tax · read 3 Oct 2026
- Mobile apps
- FlyFin’s download page links to the App Store and Google Play.flyfin.tax · read 3 Oct 2026
- Plan limits
- Annual Standard covers up to one Schedule C and two state filings; annual Premium also covers up to one entity, and complex cases beyond plan coverage may incur additional fees.flyfin.tax · read 3 Oct 2026
- Product
- FlyFin combines AI deduction finding with CPA tax preparation and filing.flyfin.tax · read 3 Oct 2026
- Security
- FlyFin says it does not need to store bank account numbers, usernames or passwords and describes itself as GDPR and CCPA compliant.flyfin.tax · read 3 Oct 2026
- Support
- FlyFin says its support team responds within 24 hours; its contact page says it responds within a business day.flyfin.tax · read 3 Oct 2026
- Tax filing
- CPAs prepare federal and state returns for review and e-signature, then e-file them.flyfin.tax · read 3 Oct 2026
