On the recordRead 14 Nov 202612 facts
B9
Plans and prices
B9 Basic or Premium (qualifying deposits)
Free
Applies to Basic and Premium; other fees may still apply
Read 14 Nov 2026 · help.bnine.com
B9 Lite
Free
B9 Lite membership; other limits not stated
Read 14 Nov 2026 · help.bnine.com
B9 Basic
$9.99a month
Advances up to $250 per pay · eligibility requirements apply · unavailable in some states
Read 14 Nov 2026 · help.bnine.com
B9 Premium
$19.99a month
Advances up to $1,000 per pay · credit report and score simulator · premium customer support
Read 14 Nov 2026 · bnine.com
B9 Premium 3-month offer
$35.97one-time
Premium membership · 40% discount
Read 14 Nov 2026 · help.bnine.com
B9 Premium annual
$83.88a year
Premium membership · $6.99 monthly equivalent
Read 14 Nov 2026 · bnine.com
On the record
- Advance feature
- Eligible members can access advances up to $1,000 per pay period, subject to approval.bnine.com · read 14 Nov 2026
- Advance simulator
- The B9 Advance Simulator Tool shows the next advance estimate and ways to increase it.bnine.com · read 14 Nov 2026
- Card and cashback
- The B9 Visa debit card offers up to 5% cashback; the page also lists fraud protection and virtual-card reissuing.bnine.com · read 14 Nov 2026
- Deposits and security
- B9 states deposits are insured up to $250,000 through partner banks and that it uses PCI-DSS to protect and encrypt information.bnine.com · read 14 Nov 2026
- Direct deposit
- Multiple direct deposits, including government benefits, can be set up through the B9 app or via an HR printout.bnine.com · read 14 Nov 2026
- Eligibility
- The advance FAQ says qualifying users need at least $100 in payroll or benefits deposits within the last 14 days and an eligible repayment history.bnine.com · read 14 Nov 2026
- Limitations
- The advance is unavailable in Nevada, South Carolina, Wisconsin, Maryland, Kansas, Indiana, and Utah, and limited to $750 in Connecticut.bnine.com · read 14 Nov 2026
- Maker
- B9 describes itself as an income-based advance solution for salaried employees, freelancers, ride-share drivers, and warehouse workers.bnine.com · read 14 Nov 2026
- No credit check
- B9 states its advance service has no credit checks and no late fees.bnine.com · read 14 Nov 2026
- Product
- B9 provides working Americans access to cash advances before payday.bnine.com · read 14 Nov 2026
- Support
- Phone support is listed Monday through Friday, 6am–6pm PST; email support is listed weekdays and weekends with longer weekday hours.bnine.com · read 14 Nov 2026
- Transfers
- The plans page states that instant transfers to cards and banks include Cash App and Venmo.bnine.com · read 14 Nov 2026
