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On the recordRead 14 Nov 202615 facts
Dave ExtraCash
Los Angeles, California, United States
Plans and prices
ExtraCash
$5a month
Read 22 Oct 2026 · dave.com
Dave ExtraCash
$5a month
ExtraCash $25–$500, eligibility-based · overdraft fee greater of $5 or 5% · optional external debit-card transfer fee 1.5% · Dave Checking account required
Read 14 Nov 2026 · dave.com
On the record
- Account provider
- ExtraCash is a non-interest-bearing demand deposit account provided by Evolve Bank & Trust, Member FDIC, in partnership with Dave.dave.com · read 14 Nov 2026
- Advance amount and timing
- ExtraCash amounts range from $25 to $500 and are typically approved within five minutes; not all members qualify, and few qualify for $500.dave.com · read 14 Nov 2026
- Eligibility assessment
- Dave says its CashAI technology analyzes more than 180 data points, including income, bank balance, and spending patterns, to determine a personalized amount.dave.com · read 14 Nov 2026
- Interest and late fees
- ExtraCash has no interest or late fees, according to Dave.support.dave.com · read 14 Nov 2026
- Maker and founding
- Dave says it was founded in 2017 by Jason Wilk.investors.dave.com · read 14 Nov 2026
- Mobile app
- Dave says its features are only available through its app, offered for iOS and Android.support.dave.com · read 14 Nov 2026
- No credit check
- Dave says it does not require a credit check and states that checking does not affect the member's score.dave.com · read 14 Nov 2026
- Overdraft fee
- The overdraft fee is the greater of $5 or 5% of the amount transferred.dave.com · read 14 Nov 2026
- Purpose
- ExtraCash offers eligible members access to funds for expenses between paychecks.dave.com · read 14 Nov 2026
- Required accounts
- Members must open an ExtraCash overdraft deposit account and a Dave Checking account to use ExtraCash.dave.com · read 14 Nov 2026
- Security
- Dave describes safeguards including industry-standard encryption, session timeouts, two-factor authentication, and periodic security audits.dave.com · read 14 Nov 2026
- Support
- Dave directs members to contact Member Success through in-app chat via the app settings.support.dave.com · read 14 Nov 2026
- Transfer fees
- Transfers to a Dave Checking account and ACH transfers to an external bank account are listed as free; an external debit-card transfer costs 1.5%.dave.com · read 14 Nov 2026
