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On the recordRead 14 Nov 202612 facts
FloatMe
Plans and prices
No-cost Float
Free
Float only · Eligibility and approval required · Standard delivery (ACH) is free
Read 14 Nov 2026 · floatme.com
FloatMe Membership
$6.99a month
Floats · Subscription Manager · Credit Monitoring · Marketplace Offers
Read 14 Nov 2026 · floatme.com
On the record
- Advance terms
- FloatMe says Floats have no interest, credit check, or late fees; repayment is withdrawn on the repayment date.floatme.com · read 14 Nov 2026
- Bank connection and credentials
- Users link a bank account; FloatMe says it does not receive or store other financial institutions’ login credentials.floatme.com · read 14 Nov 2026
- Cash advances
- Eligible users may qualify for Floats up to $200; initial approval amounts range from $10–$50.floatme.com · read 14 Nov 2026
- Credit monitoring
- The app lets users track their credit score and receive alerts about changes.floatme.com · read 14 Nov 2026
- Delivery
- Standard ACH transfers generally take one to three business days and are free; instant delivery is offered for a fee.floatme.com · read 14 Nov 2026
- Eligibility limits
- Floats are unavailable to residents of Connecticut, Nevada, and the District of Columbia.floatme.com · read 14 Nov 2026
- Licensing
- FloatMe states that it holds licenses and registrations in states where required, and identifies California and Texas registrations/licensing on its site.floatme.com · read 14 Nov 2026
- Mobile requirements
- The app requires iOS 14.0 or higher or Android 7.0 or higher; tablets and desktop/laptop emulators are unsupported.floatme.com · read 14 Nov 2026
- Other finance tools
- The product includes low-balance alerts, marketplace offers, and budgeting tools with personalized insights.floatme.com · read 14 Nov 2026
- Product
- FloatMe is a mobile app offering cash advances and personal finance tools.floatme.com · read 14 Nov 2026
- Subscription Manager
- The tool identifies recurring charges and lets members cancel subscriptions they no longer want.floatme.com · read 14 Nov 2026
- Support
- FloatMe says its team is reachable through member support, and the terms also list [email protected].floatme.com · read 14 Nov 2026