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Pricing · 2026

Cleo pricing

3 plans on the record · a free plan

Every plan

Plus

$5.99 a month

$5.99 / month

Credit support · Debt Reset · Cash advance up to $250, subject to eligibility

Pro

$8.99 a month

$8.99 / month

Credit support · Debt Reset · Cash advance up to $250, subject to eligibility · High-yield savings with 2.75% APY · Advanced AI coaching

Builder

$14.99 a month

$14.99 / month

Credit support · Debt Reset · High-yield savings with 2.75% APY · Cash advance up to $500, subject to eligibility · Cleo Card · Early income access