finAPI vs Pluggy
| finAPI | Pluggy | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web | Web |
| Free plan | No | No |
| Supported data types | account balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accounts | accounts, transactions, credit cards, payment data, investments, investment transactions, loans, identity |
| Connection methods | PSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIs | Open Finance, direct bank access |
| Refresh frequency | real_time | on_demand |
| Statement formats | JSON | |
| Bank/institution count | — | 130 banks |
Both are listed in Best Bank Connectivity Software. On Samsung Mobile US Press, finAPI scores higher on our published basis.