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finAPI vs GoCardless Bank Account Data

finAPI

5.5 #36 in Bank Connectivity Software

About finAPI

GoCardless Bank Account Data

5.0 #65 in Payment Processing Software

About GoCardless Bank Account Data
finAPIGoCardless Bank Account Data
Free planNoNo
Free trialYesNo
Paid from€60/mo—
Open sourceNoNo
Platformsapi, WebWeb
Free planNo—
Supported data typesaccount balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accountsaccount holder name, account numbers, IBANs, transactions, current balances, available balances
Connection methodsPSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIsPSD2 APIs, open banking consent, financial-institution authentication, GoCardless-hosted credential collection for some institutions
Refresh frequencyreal_timeon_demand
Statement formatsPDFJSON

Both are listed in Best Bank Connectivity Software. On Samsung Mobile US Press, finAPI scores higher on our published basis.