Afterpay vs Klarna
| Afterpay | Klarna | |
|---|---|---|
| Free plan | Yes | No |
| Free trial | No | No |
| Paid from | Free | — |
| Open source | No | No |
| Platforms | Android, api, iOS, Web | Web, iOS, Android |
| Free plan | Yes | — |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 months | Pay now; Pay later up to 30 days; Pay in 3 or 4 installments; financing over 6–24 months where available |
| Merchant platforms | Square, Magento, Shopify, WooCommerce | Shopify, Adobe Commerce, Salesforce Commerce, WooCommerce |
| Merchant settlement | scheduled | scheduled |
| Consumer regions | Australia, Canada, New Zealand, United Kingdom, United States | Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States |
| Merchant dashboard | Yes | Yes |
Both are listed in Best Buy Now, Pay Later Platforms. On Samsung Mobile US Press, Afterpay scores higher on our published basis.