Afterpay vs FLOA
| Afterpay | FLOA | |
|---|---|---|
| Free plan | Yes | No |
| Free trial | No | No |
| Paid from | Free | — |
| Open source | No | No |
| Platforms | Android, api, iOS, Web | Web |
| Free plan | Yes | — |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 months | 3X, 4X, 10X or more |
| Merchant platforms | Square, Magento, Shopify, WooCommerce | Magento, PrestaShop, WooCommerce, Shopify, Adobe Commerce |
| Merchant settlement | scheduled | — |
| Consumer regions | Australia, Canada, New Zealand, United Kingdom, United States | France, Spain, Italy, Portugal, Belgium |
| Merchant dashboard | Yes | — |
Both are listed in Best Buy Now, Pay Later Platforms. On Samsung Mobile US Press, Afterpay scores higher on our published basis.