Affirm vs Oney
| Affirm | Oney | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Android, api, extension, iOS, Web | Web |
| Free plan | Yes | Yes |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly payments | 3, 4, 6, 10, and 12 installments; financing up to 60 months |
| Merchant platforms | Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusion | PrestaShop, Magento 2, Salesforce |
| Consumer regions | United States, Canada, United Kingdom | France, Italy, Portugal, Spain, Romania, Belgium, Netherlands, Germany |
| Merchant dashboard | Yes | Yes |
Both are listed in Best Buy Now, Pay Later Platforms. On Samsung Mobile US Press, Affirm scores higher on our published basis.