Affirm vs Atome
| Affirm | Atome | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | No | No |
| Paid from | — | Free |
| Open source | No | No |
| Platforms | Android, api, extension, iOS, Web | Android, api, iOS, Web |
| Free plan | Yes | Yes |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly payments | Pay-in-3: first payment at purchase, remaining payments monthly; Pay-in-6: first payment one day after purchase, remaining payments every 30 days |
| Merchant platforms | Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusion | Easy Store; Magento 1 & 2; OpenCart; Salesforce SFRA; Salesforce Site Genesis; Shopify; Wix; WooCommerce; open API |
| Consumer regions | United States, Canada, United Kingdom | Singapore; Malaysia |
| Merchant dashboard | Yes | Yes |
Both are listed in Best Buy Now, Pay Later Platforms. On Samsung Mobile US Press, Atome scores higher on our published basis.