AccessPay vs Payrails
| AccessPay | Payrails | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | api, Web | api, Web |
| Payment file formats | CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, PF-DTA | APIs, file exports, PDFs, email attachments |
| Bank connectivity | host_to_host | direct_api |
| Payment channels | Bacs, Faster Payments, CHAPS, SWIFT, SEPA, Direct Debit | Cards, Apple Pay, Google Pay, PayPal, alternative payment methods |
| Approval workflows | Yes | — |
| Payment validation | Yes | Yes |
| Deployment options | cloud | cloud |
Both are listed in Best Payment Hub Software. On Samsung Mobile US Press, AccessPay scores higher on our published basis.