AccessPay vs Form3 Payments Platform
| AccessPay | Form3 Payments Platform | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | api, Web | — |
| Payment file formats | CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, PF-DTA | JSON; ISO 20022 |
| Bank connectivity | host_to_host | direct_api |
| Payment channels | Bacs, Faster Payments, CHAPS, SWIFT, SEPA, Direct Debit | US RTP; FedNow; ACH; US Wire; UK Faster Payments; Bacs; SEPA Instant Credit Transfer; SEPA Direct Debit; Confirmation of Payee; Verification of Payee |
| Approval workflows | Yes | — |
| Payment validation | Yes | Yes |
| Deployment options | cloud | hybrid |
Both are listed in Best Payment Hub Software. On Samsung Mobile US Press, AccessPay scores higher on our published basis.