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Xero Bank Reconciliation

Plans and prices

Early

$27a month

20 invoices · 5 bills · bank reconciliation

Growing

$59a month

Auto-reconcile bank transactions · bank rules · bulk reconciliation

Established

$97a month

Auto-reconcile bank transactions · bank rules · bulk reconciliation · multiple currencies

Every plan, in full

On the record

Bank feeds
Bank feeds can import transaction data automatically, and users can manually import transactions if their bank does not connect to Xero.xero.com · read 11 Oct 2026
Bulk processing
Xero supports bulk reconciliation, cash coding, and bank rules to process groups of similar transactions.xero.com · read 11 Oct 2026
Integrations
Xero's App Store lists over 1,000 third-party apps across categories including payroll, payments, inventory, ecommerce, CRM, and time tracking.xero.com · read 11 Oct 2026
Intended users
Xero describes its platform as serving small businesses, accountants, and bookkeepers.xero.com · read 11 Oct 2026
JAX automation
JAX uses rules, matches, memory, and predictions to reconcile transactions, and automatically reconciles only when it has high confidence.xero.com · read 11 Oct 2026
JAX plan availability
Xero says JAX auto-reconciliation is available on the Growing plan and above.xero.com · read 11 Oct 2026
Mobile access
The Xero Accounting app lets users view bank balances and reconcile bank accounts on iOS and Android devices.central.xero.com · read 11 Oct 2026
Product scope
Xero offers bank reconciliation as part of its online accounting software, matching bank statement lines to transactions in Xero.xero.com · read 11 Oct 2026
Reconciliation limits
The Early plan limits users to 20 invoices and 5 bills, and bulk transaction coding is unavailable on Early.xero.com · read 11 Oct 2026
Review and control
Users can review JAX's reconciliation reasoning, make corrections, and turn automation on or off for each bank account.xero.com · read 11 Oct 2026
Security
Xero states it is certified to ISO/IEC 27001:2022, produces SOC 2 reports, and encrypts data in transit and at rest.xero.com · read 11 Oct 2026
Paid from
25xero.com · read 24 Sep 2026
Support
Xero provides free online customer support 24/7 through its support articles and case submission.xero.com · read 11 Oct 2026

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