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Fusion Equation
Finastra’s headquarters is in London, UK.
What it is
Fusion Equation is Finastra’s core banking platform for universal banking operations, with componentized support for deposits, lending, payments, treasury, and account services. Deposit functions cover term deposits, savings accounts and plans, automated interest and fees, sweeps, and statements. Lending tools support origination, monitoring, delinquency management, and reporting. Banks can configure domestic and international payments, while treasury workflows extend from transaction capture through accounting and reporting. It supports traditional and Islamic banking products, including Islamic finance features and profit distribution. The platform maintains a centralized customer view and includes cheque processing, operational reporting, real-time limit checks, enquiries, and exposure reports. Named integrations include Digital Channels, Transaction Banking, Fusion Loan Origination, Fusion Trade Innovation, and Fusion Risk; it can also connect with specialist compliance systems such as FircoSoft for watch-list checking. Digital Channels includes online and mobile banking applications, and a browser-based branch solution supports branch processing and sales prompts. Finastra says its solutions can be deployed on premises or in the cloud. Pricing is on request.
For and against
For
- Supports deposits, lending, payments, and treasury.
- Includes traditional and Islamic banking products.
- Provides real-time limit checks and exposure reports.
- Can connect to named Finastra products and compliance systems.
Against
- Pricing is available on request.
- Support contact details require selecting the product.
The verdict
Fusion Equation covers a broad set of universal banking operations, including Islamic products and treasury workflows. Banks should assess its fit against their deployment and integration requirements and request pricing from Finastra.
Who it suits
It is intended for large universal banks that need core banking functions spanning deposits, lending, payments, and treasury. It may suit institutions seeking both traditional and Islamic banking support.
On the record
- Banking functions
- The platform covers deposits, lending, payments, treasury, account services and cheque processing.finastra.com · read 7 Oct 2026
- Branch banking
- The product includes a browser-based branch solution for branch processing and sales prompts.finastra.com · read 7 Oct 2026
- Company history
- Finastra says it was formed in 2017 through the integration of Misys and D+H under Vista Equity Partners.finastra.com · read 7 Oct 2026
- Compliance
- Fusion Equation integrates with specialist compliance systems; the factsheet gives FircoSoft watch-list checking as an example.finastra.com · read 7 Oct 2026
- Core banking
- The product provides functionality to support core banking operations on a componentized architecture.finastra.com · read 7 Oct 2026
- Customer records
- Fusion Equation maintains a centralized, consistent view of each customer.finastra.com · read 7 Oct 2026
- Deployment
- Finastra says its solutions can be deployed on premises or in the cloud.finastra.com · read 7 Oct 2026
- Deposits and accounts
- It supports term deposits, savings accounts and plans, interest and fee automation, sweeps, and statements.finastra.com · read 7 Oct 2026
- Digital channels
- The factsheet describes online and mobile banking applications as part of the Digital Channels suite.finastra.com · read 7 Oct 2026
- Installations
- The 2018 product factsheet states Fusion Equation had more than 250 installations worldwide.finastra.com · read 7 Oct 2026
- Integrations
- The factsheet names Digital Channels, Transaction Banking, Fusion Loan Origination, Fusion Trade Innovation, and Fusion Risk as integrations.finastra.com · read 7 Oct 2026
- Intended customers
- The factsheet describes Fusion Equation as an ideal core banking system for a large, universal bank.finastra.com · read 7 Oct 2026
- Intended users
- The factsheet describes Fusion Equation as an ideal core banking system for a large universal bank.finastra.com · read 7 Oct 2026
- Islamic banking
- The platform supports Islamic and traditional banking products, including profit distribution and Islamic finance features.finastra.com · read 7 Oct 2026
- Lending
- It handles lending origination, monitoring, delinquency management, and reporting.finastra.com · read 7 Oct 2026
- Mortgage servicing
- Finastra describes Fusion Equation as an end-to-end retail mortgage servicing platform that Jordan International Bank used to bring new mortgage services to market in less than 12 weeks.finastra.com · read 7 Oct 2026
- Payments and treasury
- It supports configurable domestic and international payment types and covers the treasury lifecycle from transaction capture through accounting and reporting.finastra.com · read 7 Oct 2026
- Product
- Fusion Equation is a core banking platform for universal banking operations.finastra.com · read 7 Oct 2026