PayFacto
Montreal, Canada
What it is
PayFacto provides payment processing and payment solutions for merchants, software providers, agents, sales organizations and payment facilitators. Its offerings include card-present, mobile, tableside and online payments, as well as restaurant POS products Maitre’D and Veloce for managing restaurant operations. Businesses can use countertop, mobile and unattended terminals, including PAX models. Online options include a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex and Discover transactions. PayFacto describes encryption and fraud prevention tools, along with 3D Secure for online payments. Its hosted payment page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors support integration with existing business systems, and listed integrations include COBA, Freebees, Hopem, NMI, Hotello, Paymentree and PrestaShop. PayFacto is headquartered in Montreal, Canada. Pricing is customized and available by contacting sales for a quote.
For and against
For
- Offers countertop, mobile and unattended terminals.
- Online gateway supports recurring billing and refunds.
- Lists Interac, Visa, Mastercard, Amex and Discover.
- Provides open APIs and connectors.
Against
- Pricing is available on request.
- Customized pricing requires contacting sales for a quote.
The verdict
PayFacto covers several payment channels, including restaurant POS, terminals and online gateway processing. Prospective customers need to contact sales for customized pricing.
Who it suits
PayFacto may suit merchants and payment-related businesses seeking in-person or online processing. Its POS products and API access are relevant to restaurants and businesses integrating payment services with existing systems.
Plans and prices
Customized payment solutions
Customized pricing; quote requested from sales
Read 2 Oct 2026 · payfacto.com
On the record
- Company history
- PayFacto says it was founded in 2018 through the merger of B2Billing, CT-Payment, and Supreme Payments.payfacto.com · read 2 Oct 2026
- Developer access
- PayFacto says it provides open APIs and connectors for integration with existing business systems and software.payfacto.com · read 2 Oct 2026
- E-commerce
- Online payment options include a hosted payment page and an integrated payment gateway with sales, pre-authorizations, refunds, voids, and recurring billing.payfacto.com · read 2 Oct 2026
- Hospitality
- Its restaurant POS products include Maitre’D and Veloce, which PayFacto says help manage restaurant operations.payfacto.com · read 2 Oct 2026
- In-person payments
- PayFacto offers countertop, mobile, and unattended payment terminals, including PAX models.payfacto.com · read 2 Oct 2026
- Integrations
- PayFacto lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree, and PrestaShop.payfacto.com · read 2 Oct 2026
- Payment methods
- Its integrated gateway page lists Interac, Visa, Mastercard, Amex, and Discover transactions.payfacto.com · read 2 Oct 2026
- PCI scope
- Its hosted payment page is described as reducing PCI compliance requirements and keeping card information on PayFacto’s servers.payfacto.com · read 2 Oct 2026
- Sales model
- PayFacto directs prospective customers to contact sales for customized payment solutions and a quote.payfacto.com · read 2 Oct 2026
- Security
- PayFacto describes encryption and fraud prevention tools for e-commerce payments and offers 3D Secure for online transactions.payfacto.com · read 2 Oct 2026
- Support
- PayFacto provides general information, payment FAQs, terminal support, and POS support through its support site.payfacto.com · read 2 Oct 2026
- What it does
- PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents, and payment facilitators.payfacto.com · read 2 Oct 2026