The best PayDay alternatives

Chip may suit people who want savings goals, automatic saving, and savings or investment products in one mobile app.

Plum suits adults in its listed countries who want automated saving and access to listed investment options through a mobile app.

SavingsBox suits eligible U.S.

finbee suits people who want to build savings toward specific goals using recurring, card-based, or activity-based rules.

Guac suits people who want to set savings goals and connect a checking account to track transactions.

Goin may suit people who want automated savings rules, goal-based money organization, and shopping offers in one app.

Spave suits mobile users who want automatic saving, charitable giving, or both from a linked checking account.

Albert suits U.S. residents aged 18 or older who want budgeting, linked-account tracking, and assisted financial tasks.

Piggo suits families that want an adult-managed way to track children’s allowances, chores and savings.

PiggyVest may suit people looking for recurring savings, goal-based or group saving, fixed-term savings, rent planning, or investment opportunities.

Qapital suits people seeking automated savings, investing, budgeting, and shared financial goals in one Android or iOS service.

Tunzi may suit adults in Rwanda who want to save toward personal or group goals through mobile money.

Amini suits people in Nigeria looking to manage savings, transfers, bills, or rotating savings circles in one app.

It is designed for everyday Kenyans managing savings, spending, or debt through supported mobile and financial connections.

Raiz suits Australian users seeking automated investing through round-ups, scheduled deposits, one-off investments or goal-based accounts.