M1 pricing
4 plans on the record · a free plan
Every plan
Platform Fee
Billed during each 30-day billing cycle when waiver requirements are not met
Access to the M1 platform · Waived with at least $10,000 in total M1 assets or an active M1 Personal Loan
Read 20 Sep 2026 · help.m1.com
IRA Fee
M1 says customers pay a maximum of $3 per month and will not be charged both the Platform Fee and IRA Fee in the same mo
Applies to clients with only an Individual Retirement Account open who do not me
Read 20 Sep 2026 · help.m1.com
M1 Advisor
Included at no additional cost through December 31, 2027
For M1 clients · non-discretionary advice; client approves actions
Read 11 Oct 2026 · m1.com
M1 platform
$3/month; waived when total M1 assets reach $10,000 for at least one day in a 30-day billing cycle or with an active M1 Personal Loan; maximum $3/month
Self-directed brokerage has no commission, trading or management fees · other fees may apply
Read 11 Oct 2026 · m1.com