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hoa.to

hoa.to · Toronto, Ontario, Canada

What it is

hoa.to is software for managing homeowners associations and condominium communities. It brings dues collection, late-fee handling, reconciliations, reporting, resident payments, requests, elections, documents, and communications into web and mobile portals. Owners and renters can pay one-time or recurring charges, submit and follow maintenance, violation, or architectural requests, vote, and read community updates. Boards receive online voting, AI-drafted minutes, transparent finances, and an audit trail for decisions. Other tools cover e-signatures, amenity reservations, vendor and insurance-certificate management, delinquency automation, and AI violation photo detection, depending on plan. Integrations include a REST API, webhooks, OAuth 2.0, a sandbox, and Zapier, with endpoints for owners, payments, ledgers, requests, violations, documents, meetings, and webhook registration. The service describes encryption, role-based access, safeguards, and signed webhook payloads. Migration support can import units, owners, balances, documents, schedules, vendors, and records. It serves communities and management companies in the United States and Canada. Preview pricing starts at $0.90 per unit monthly, with a $29 monthly minimum; final pricing is set at launch.

For and against

For

  • Resident web and mobile payment portals
  • Online voting and AI-drafted minutes
  • REST API, webhooks, OAuth, sandbox, and Zapier
  • Amenity reservations and service requests
  • Migration support for community records

Against

  • No free plan
  • Preview pricing is not final
  • Self-managed plan has a $29 monthly minimum
  • Card-network fees are passed through

The verdict

hoa.to combines resident-facing payments and requests with board governance, accounting, documents, and integrations. Its preview pricing and plan limits should be checked before launch decisions.

Who it suits

It suits HOA and condo owners, boards, managers, self-managed communities, and multi-property management companies in the United States and Canada. Communities needing resident portals, governance tools, payments, and integrations may find the feature set relevant.

Plans and prices

Self-managed

$0.90usage-based

all modules · free ACH · owner portal and native mobile app · violations, ARC and maintenance

Growing

$1.50usage-based

everything in Self-managed · fund accounting and reserves · vendor and COI management · delinquency automation

Management company

Priced on request

everything in Growing · unlimited associations · white-label branding · team roles and audit log

Every plan, in full

On the record

AI features
The published plans include AI-drafted meeting minutes and, on Growing, AI detection of violation photos.hoa.to · read 15 Oct 2026
Amenities
The platform supports amenity bookings and reservations.hoa.to · read 15 Oct 2026
API
hoa.to publishes a live versioned REST API using JSON over HTTPS with owner, payment, ledger, request, violation, document, meeting and webhook endpoints.hoa.to · read 15 Oct 2026
API scope
The documented API includes endpoints for owners, payments, unit ledgers, maintenance or architectural requests, violations, documents, meetings, and webhook registration.hoa.to · read 28 Sep 2026
Audience and regions
hoa.to says it serves owners, boards, managers, self-managed communities, and multi-property management companies in the United States and Canada.hoa.to · read 28 Sep 2026
Communication
Email, SMS and community announcements are included in the platform.hoa.to · read 15 Oct 2026
Demo limitation
The public demo uses one seeded sample community and does not show a customer’s own documents, jurisdiction defaults or live bank connection.hoa.to · read 15 Oct 2026
Documentation depth
The public developer page provides authentication instructions, endpoint summaries, event names, setup steps and FAQ guidance, but no public SDK is listed.hoa.to · read 15 Oct 2026
Documents
hoa.to stores, shares and electronically signs association documents.hoa.to · read 15 Oct 2026
Financial transparency
Budgets, reports and current financial information can be shown to owners.hoa.to · read 15 Oct 2026
Geographic coverage
hoa.to is designed for community-management workflows in the United States and Canada.hoa.to · read 15 Oct 2026
Governance
Boards can use online voting, AI-drafted minutes, transparent finances, and an audit trail of decisions.hoa.to · read 28 Sep 2026
Integrations
A Zapier connector provides no-code triggers and actions, including new payments, violations and resident move-outs.hoa.to · read 15 Oct 2026
Integrations and API
hoa.to offers a REST API, webhooks, OAuth 2.0, a sandbox, and a Zapier connector for integrations.hoa.to · read 28 Sep 2026
Licence
No open-source repository or software licence is identified on the public product or developer pages.hoa.to · read 15 Oct 2026
Maintenance
Managers can track, assign and resolve maintenance work orders.hoa.to · read 15 Oct 2026
Maker address
Four Cents lists 49 Thorncliffe Park Drive, East York, Ontario M4H 1J6.media.fourcents.ca · read 15 Oct 2026
Maker history
The parent studio says it has built software products for clients for more than twenty years.media.fourcents.ca · read 15 Oct 2026

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