Best Guac Alternatives in 2026

Updated October 2026

16 apps from automated savings apps ranked against Guac on the same published basis.

Guac alternatives compared

#	App	Score	Free plan	From	Runs on
1	Betterment	7.9	Free plan	$0.05/mo	Android, iOS, Web
2	finbee	7.9	Free plan	¥250/mo	Android, iOS
4	Plum	7.9	Free plan	€3.99/mo	Android, iOS
5	SavingsBox	7.9	Free plan	$4.99/mo	Android, iOS, Web
6	Amini	7.8	Free plan	Free	Android, iOS
7	Chip	7.8	Free plan	£5.99/mo	Android, iOS
8	Goin	7.8	Free plan	€1.33/mo	Android, Browser, iOS
9	PayDay	7.8	Free plan	Free	Android, iOS, Web
10	Piggo	7.8	Free plan	Free	Android, iOS, Web
11	PiggyVest	7.8	Free plan	Free	Android, iOS, Web
12	Spave	7.8	Free plan	Free	Android, iOS
13	Tunzi	7.8	Free plan	Free	Android, iOS, Web
14	Nebo	7.7	Free plan	Free	Android, API, iOS
15	Albert	7.0	No	$19.99/mo	Android, iOS, Web
16	Qapital	7.0	No	$3/mo	Android, iOS
17	Raiz	7.0	No	A$2.50/mo	Android, iOS, Web

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What is the best alternative to Guac?

Betterment, number 1 in automated savings apps with a score of 7.9 out of 10. The others here: finbee, Plum, SavingsBox and 12 more.

What is the best free alternative to Guac?

Betterment is the best-ranked alternative with a free plan. 13 of the 16 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation.