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Alternatives · 2026

The best FIRECalc alternatives

The rest of Best Retirement Planning Software, in this site's order: each with what it costs, where it runs and its record score.

1
Boldin

Boldin suits individuals planning household finances, including people who want to compare scenarios or project income, savings, withdrawals, and…

AndroidiPhone & iPadWeb+1 $168 a year Record6.0 Visit
2
ProjectionLab

Basic and Premium are for personal financial planning, while Pro is described for financial advisors and coaches.

AndroidiPhone & iPadWeb+2 $129 a year Record6.0 Visit
3
MaxiFi

MaxiFi is for people evaluating financial decisions across career, housing, and retirement stages.

AndroidiPhone & iPadWeb+3 $149 a year Record5.5 Visit
4
Flexible Retirement Planner

It suits individuals exploring retirement scenarios and educators or trainers using it for educational purposes.

WebWindowsMac+1 Free plan Record5.3 Visit
5
Retireator

Retireator suits people who want to model short- or medium-term retirement drawdown scenarios in an Excel-based simulator.

WebWindows Free plan Record5.2 Visit
6
Retirement Budget Calculator

RBC is described as a retirement planning tool for people age 55 and older, but new users cannot currently sign up.

Web $95 a year Record5.2 Visit
7
RetireePlan

RetireePlan is intended for individual investors in Canada who want to model retirement finances and tax scenarios.

WebWindowsMac+3 Free plan Record4.9 Visit
8 Web $1,400 a year Record4.8 Visit
9
driftcurve

It suits households exploring retirement or financial-independence scenarios who want to model multiple people, assets, debts, and spending choices.

WebAPISelf-hosted Free plan Record4.8 Visit
10 Web $80 a month, billed yearly Record4.7 Visit
11 WindowsMac $899 a year Record4.7 Visit
12
Scenarios

Scenarios suits people planning retirement who want to compare assumptions, withdrawals, taxes and other long-term financial outcomes.

Web £72 a year Record4.7 Visit
13
RetireSecure

RetireSecure is designed primarily for UK investors comparing retirement income and withdrawal plans.

Web Free plan Record4.5 Visit
14
SquirrelPlan

SquirrelPlan suits people who want to model savings, income, and retirement assumptions in a browser without a backend server component.

WebSelf-hosted Free plan Record4.5 Visit
15
FI Calc

FI Calc suits people who want to compare retirement plans and withdrawal strategies using historical data.

Web Free plan Record4.4 Visit
16
Fidelity Planning & Guidance Center

It suits people reviewing retirement readiness and modeling financial goals under primarily U.S.

Web Free plan Record4.4 Visit
17 Web $99 a month Record4.4 Visit
18 Web $229 a year Record4.4 Visit
19 Web Free plan Record4.3 Visit
20
MoneyHelper Retirement Budget Planner

It suits people who want a free browser-based way to outline retirement spending and required income.

Web Free plan Record4.2 Visit
21
Moneysmart Retirement Planner

The planner suits Australians at any stage who want to explore retirement scenarios and download projected results.

Web Free plan Record4.2 Visit
22
RetireGolden

It suits people comparing retirement choices involving savings, withdrawals, taxes, Social Security, and spending.

Web Free plan Record4.1 Visit
23 WindowsMac $89.99 one-time Record4.1 Visit
24
Retiris

Retiris may suit UK and US savers who want to explore retirement savings, income, withdrawals, or possible market scenarios using their own figures.

Web Free plan Record4.0 Visit