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Epic River
Fort Collins, Colorado, United States
What it is
Epic River provides digital signing and lending software for community banks and credit unions. Its platform combines borrower identity verification, electronic signatures, and electronic notarization for commercial, consumer, and agricultural loan closings and deposit account openings. Identity checks can use knowledge-based authentication, optional facial recognition, and government ID validity checks. Notary services include remote, remote ink-signed, and in-person electronic notarization. An eVault tracks authoritative copies and supports transferring, pledging, and selling documents. Epic River says it integrates with more than 100 bank systems, including document generation, imaging, eSign, and core systems, while supporting cloud applications and legacy on-premise solutions. Its patient lending network connects healthcare providers with local financial institutions. The platform offers API access, and its eSign module is white-labeled by Finastra as ProSign. Pricing is on request.
For and against
For
- Supports multiple loan-closing types
- Offers remote and in-person notarization
- Connects with over 100 bank systems
- Includes authoritative-copy tracking
- Provides API access
Against
- Pricing is available only on request
- Security is not guaranteed by the maker
- Support hours exclude weekends and holidays
The verdict
Epic River brings signing, identity checks, notarization, and document custody into banking workflows. Its broad integration coverage and API may suit institutions with mixed technology environments.
Who it suits
Epic River is designed for community banks and credit unions handling lending, signing, identity, and notarization workflows. It also fits organizations needing cloud and legacy-system connectivity.
On the record
- Acquisition
- Epic River announced that it had been acquired by Kinective and said founder Jeff Grobaski would remain in a leadership role.epicriver.com · read 4 Oct 2026
- Company history
- Epic River says it was founded in 2005 to automate loan closing and deliver digital signing solutions.epicriver.com · read 4 Oct 2026
- Core workflow
- Its platform combines identity verification, eSignature and eNotary services for borrowers.epicriver.com · read 3 Oct 2026
- Customer support
- Epic River directs customers to its support team for training, implementation, or assistance with ProSign.epicriver.com · read 4 Oct 2026
- Deployment
- The platform supports current-generation cloud applications and legacy on-premise solutions.epicriver.com · read 3 Oct 2026
- Document custody
- Its eVault offers authoritative copy tracking and integration to transfer, pledge and sell.epicriver.com · read 3 Oct 2026
- eVault
- The eVault component provides authoritative-copy tracking and integration for transferring, pledging, and selling documents.epicriver.com · read 4 Oct 2026
- Finastra
- Epic River’s eSign module is white-labeled by Finastra as ProSign and integrated into most Finastra lending products.epicriver.com · read 4 Oct 2026
- Identity checks
- ID verification can use knowledge-based authentication, optional facial recognition and government ID validity checks.epicriver.com · read 3 Oct 2026
- Identity verification
- Identity verification includes knowledge-based authentication, with optional facial recognition and government ID validity checks.epicriver.com · read 4 Oct 2026
- Implementation
- Epic River says it can take customers from first discussion to implementation in less than 30 days.epicriver.com · read 4 Oct 2026
- Integrations
- Epic River says it integrates with over 100 bank systems, including document generation, imaging, eSign, and core systems.epicriver.com · read 4 Oct 2026
- Loan workflows
- The platform supports commercial, consumer, and agricultural loan closing and deposit account opening.epicriver.com · read 4 Oct 2026
- Notarization
- Notary services include full remote, remote ink-signed, and in-person electronic notarization.epicriver.com · read 4 Oct 2026
- Notary
- The platform offers remote, remote ink-signed and in-person electronic notarization services.epicriver.com · read 3 Oct 2026
- Patient lending
- Epic River’s patient lending network connects healthcare providers with local financial institutions to help make medical bills more affordable.epicriver.com · read 3 Oct 2026
- Phishing defense
- Email domain integration lets platform communications come from the bank’s domain.epicriver.com · read 4 Oct 2026
- Product
- Epic River provides a digital signing platform with eSignature, identity verification, and remote online notary services for community banks and credit unions.epicriver.com · read 4 Oct 2026
