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Bankflow
What it is
Bankflow converts bank and card statements into categorized transactions, monthly profit and loss, and cash runway figures for small businesses. It accepts batches of PDF, CSV, and Excel files without requiring a bank or template selection first. Transactions are categorized automatically, merchant names are resolved, and users can save corrections as rules for later statements. The cash flow view shows monthly income and spending, with runway calculations for current burn, essentials-only burn, and a no-income scenario. Users can model events such as losing a client or facing a large one-off expense against their own financial history. Statements can also be forwarded to a private import address; Bankflow says it does not request mailbox login access. Exports include Excel, CSV, OFX, and QBO, with accounting layouts or imports for QuickBooks, Xero, Sage, MYOB, and NetSuite. API access and webhooks are available on every plan, including Free, and usage draws from the credit balance. Free includes 50 one-time credits. Starter costs $14.99 a month for 300 credits monthly.
For and against
For
- Imports PDF, CSV, and Excel statement batches.
- Shows runway under three cash-flow scenarios.
- Corrections can become categorization rules for future statements.
- API access and webhooks are included on every plan.
Against
- Bank synchronization is not available.
- Free plan credits are one-time rather than monthly.
- Oversized pages or heavy documents may use multiple credits.
The verdict
Bankflow is centered on statement-file imports rather than bank connections, with categorization, cash runway views, and accounting exports. Consider the credit rules if processing larger or unusually heavy documents.
Who it suits
It suits small businesses that want to turn statement files into categorized financial summaries and runway estimates. It may also suit teams that need exports or API access without connecting a bank account.
Plans and prices
Free
1 client workspace · all features
Read 15 Oct 2026 · bankflow.app
Starter
Unlimited client workspaces · all features
Read 15 Oct 2026 · bankflow.app
Pro
Unlimited client workspaces · all features
Read 15 Oct 2026 · bankflow.app
Business
Unlimited client workspaces · all features
Read 15 Oct 2026 · bankflow.app
On the record
- Accounting exports
- Exports include CSV, XLSX, JSON, OFX, QBO and other accounting-system formats.bankflow.app · read 15 Oct 2026
- API
- A versioned REST API at api.bankflow.app accepts authenticated document uploads and returns normalized transaction data.bankflow.app · read 15 Oct 2026
- API availability
- API keys, the v1 API and webhooks are included on every plan, including Free.bankflow.app · read 15 Oct 2026
- Auto-categorization
- Transactions are automatically assigned categories and can be refined with user rules.bankflow.app · read 15 Oct 2026
- Automated intake
- Users can forward bank statement emails to a private import address, and Bankflow says it does not request mailbox login access.bankflow.app · read 4 Oct 2026
- Cash flow
- The cash flow view shows monthly income and spending plus runway at current burn, essentials-only burn, and with no income.bankflow.app · read 4 Oct 2026
- Cash-flow analytics
- Dashboards provide inflow, outflow, net-position, trend, category and merchant analysis.getapp.com · read 15 Oct 2026
- Categorization
- Transactions are categorized automatically, merchant names are resolved, and users can turn corrections into rules for future statements.bankflow.app · read 4 Oct 2026
- Community listing
- Launch Llama's listing recorded 41 community upvotes and an August 31, 2026 update.tools.launchllama.co · read 15 Oct 2026
- Compliance limitation
- Bankflow states that it has not completed its own SOC 2 audit; listed provider attestations cover infrastructure providers.bankflow.app · read 15 Oct 2026
- Data retention
- Source documents can be deleted after processing, while parser working text is automatically removed after 30 days.bankflow.app · read 15 Oct 2026
- Documentation
- Public documentation covers getting started, installation, settings, connected accounts, dashboard use and API reference material.bankflow.app · read 15 Oct 2026
- Exports and integrations
- Bankflow lists Excel, CSV, OFX, and QBO exports, plus accounting layouts or imports for QuickBooks, Xero, Sage, MYOB, and NetSuite.bankflow.app · read 4 Oct 2026
- Import workflows
- Users can upload files, forward emails, use client upload links or connect cloud-folder workflows.bankflow.app · read 15 Oct 2026
- Input formats
- The service accepts PDF, CSV, XLSX and JSON statements, plus photographed receipts and invoices.bankflow.app · read 15 Oct 2026
- Installation
- Bankflow is a progressive web app installable from browsers on Windows, macOS, Linux, Chromebook, iOS and Android without an app-store download.bankflow.app · read 15 Oct 2026
- Integrations
- Document outputs are supported for QuickBooks, Xero, Sage, NetSuite, MYOB, Wave, FreshBooks, GnuCash and Moneydance.bankflow.app · read 15 Oct 2026
- Invoice integrations
- Invoices and receipts can be sent to QuickBooks and Xero as bills or CSV data.bankflow.app · read 15 Oct 2026
