Western Union vs Zelle
| Western Union | Zelle | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | No | No |
| Paid from | — | Free |
| Open source | No | No |
| Platforms | Android, iOS, Web | Android, iOS, Web |
| Free plan | No | Yes |
| Recipient methods | bank | bank |
| Transfer speed | instant | instant |
| Exchange-rate model | markup | — |
| Mobile platforms | both | both |
| Upfront fee display | Yes | — |
| Transfer tracking | Yes | Yes |
| Scheduled transfers | Yes | — |
Both are listed in Best Money Transfer Apps. On Samsung Mobile US Press, Zelle scores higher on our published basis.