Instant Financial vs Payactiv
| Instant Financial | Payactiv | |
|---|---|---|
| Free plan | Yes | No |
| Free trial | No | No |
| Paid from | Free | — |
| Open source | No | No |
| Platforms | Android, iOS, Web | Android, iOS, Web |
| Employee mobile app | Yes | Yes |
| Instant wage transfer | Yes | Yes |
| Payroll integration | Yes | Yes |
| Timesheet integration | Yes | Yes |
| Earnings data source | timesheet | timesheet |
| Transfer methods | debit_card | bank |
| Eligibility rules | Yes | Yes |
| Free plan | — | Yes |
Both are listed in Best Earned Wage Access Software. On Samsung Mobile US Press, Instant Financial scores higher on our published basis.