Highnote vs Modulr
| Highnote | Modulr | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | api, Web | Web |
| Free plan | No | — |
| Card issuing | — | Yes |
| Embedded accounts | — | Yes |
| Payment rails | — | faster_payments |
| KYC/AML tools | — | Yes |
| Ledger | — | Yes |
| Supported regions | — | UK, EEA, US |
Both are listed in Best Banking-as-a-Service Platforms. On Samsung Mobile US Press, Modulr scores higher on our published basis.