FLOA vs Klarna
| FLOA | Klarna | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web | Web, iOS, Android |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 3X, 4X, 10X or more | Pay now; Pay later up to 30 days; Pay in 3 or 4 installments; financing over 6–24 months where available |
| Merchant platforms | Magento, PrestaShop, WooCommerce, Shopify, Adobe Commerce | Shopify, Adobe Commerce, Salesforce Commerce, WooCommerce |
| Consumer regions | France, Spain, Italy, Portugal, Belgium | Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States |
| Merchant settlement | — | scheduled |
| Merchant dashboard | — | Yes |
Both are listed in Best Buy Now, Pay Later Platforms. On Samsung Mobile US Press, Klarna scores higher on our published basis.