Decentro vs Modulr
| Decentro | Modulr | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | £30/mo |
| Open source | No | No |
| Platforms | api, Web | Android, api, iOS, Web |
| Free plan | No | — |
| Card issuing | Yes | Yes |
| Embedded accounts | Yes | Yes |
| Payment rails | wire | faster_payments |
| KYC/AML tools | Yes | Yes |
| Ledger | Yes | Yes |
| Supported regions | 190+ countries for payouts; 170 countries and regions for multi-currency settlements | UK, EEA, US |
Both are listed in Best Banking-as-a-Service Platforms. On Samsung Mobile US Press, Modulr scores higher on our published basis.