Overview

CDM+ centers on a fund-accounting general ledger with unlimited accounts, bank reconciliation, budgeting, and customizable reports. Organizations can track designated and undesignated balances, transfer funds, and use a full, unchangeable audit trail to review ledger activity. These tools make it a purpose-built option for organizations managing restricted funds, rather than a general-purpose accounting package.

The suite extends into clergy payroll, invoicing, and expense handling. Payroll supports different employee roles and payers with unique Federal EINs, electronic 1099 filing, and automatically updated tax tables. Customers can pay invoices by card or ACH, with payments recorded in CDM+ Accounting; staff can photograph receipts in the mobile app and submit expenses to Accounts Payable.

Data Hosting comes with every plan, including 24/7 database access, secure off-site daily backups, and automatic server upgrades. CDM+ says most hosting facilities are SOC-2 certified and remote access is limited to Suran staff using best-practice security controls. The company also offers an API for integrations, and can import data from just about any system; conversion is free for new subscriptions that stay active for at least 12 months.

Key features

Fund accounting and audit trail: Track designated and undesignated balances, move funds, and retain an unchangeable ledger history. This is a strong fit where stewardship and traceable accounting matter.
Budgets and reporting: Set monthly or annual budgets and compare actual results against them. Customizable reporting and bank reconciliation add practical oversight without separating those tasks from the ledger.
Payroll and billing: Clergy payroll, multiple employee roles and EINs, 1099 filing, and updated tax tables address church-specific payroll needs. Online invoice payments by card or ACH feed directly into accounting, though transaction charges add cost.
Expense capture: Staff can photograph receipts using CDM+ Mobile and send them to Accounts Payable. Mobile Receipts can be installed on unlimited personal devices, which helps avoid tying receipt submission to a single workstation.
Hosting and support: Hosting, backups, and upgrades are included across plans. Every plan also includes introductory training; phone and email support are available during weekday business hours, with online and in-person training, documentation, and videos as additional resources.

Pricing

CDM+ has no free plan. SaaS subscriptions are billed monthly through automatic ACH withdrawals; annual payment is not offered. Most plans include one concurrent user, with additional users generally costing $5 monthly, subject to exceptions. Additional organizations generally cost $15 monthly, with a stated $30 monthly cap. A new-subscriber promotion offers the first three months free, with data transfer at no extra cost.

Essentials — $25.00 USD per month: A starting point for one program and one user. It is the lowest-cost option, but the plan name alone does not establish the breadth of accounting or management tools included, so buyers should confirm it meets their needs.
Starter — $25.00 USD per month: One program and concurrent user, capped at 50 individual records and 25 giving unit records. It suits a small organization with limited records, but those ceilings can make the low entry price short-lived as a congregation or donor base grows.
Grow 1 — $50.00 USD per month: One program and one concurrent user, with 75 individual and 50 giving unit records. This offers more room than Starter but retains record caps.
Grow 2 — $75.00 USD per month: One program and one concurrent user, capped at 100 individual and 75 giving unit records. It fits a larger record set than Grow 1, though the quotas still constrain expansion.
Grow — $50.00 USD per month: Three core programs, up to 50 givers and 75 individuals, with each additional program costing $25/mo. This is a defined multi-program option, but its record caps may be restrictive.
Core — $100.00 USD per month: One program and one concurrent user. It costs more than the entry plans, without unlimited records stated for this tier.
Choice — $50.00 USD per month: One program, one concurrent user, and unlimited individual and giving unit records. It is a better fit than capped tiers for organizations whose main concern is record growth. Another Choice description gives a $50–$150 monthly range for one to five programs, with each additional program at $25/mo.
Complete — $175.00 USD per month: Every program, unlimited concurrent user licenses, and unlimited records. It is the clearest fit for organizations that need the full suite or multiple simultaneous users, but the price is a substantial step up from single-program plans.

Card and ACH payments carry separate fees: Visa, MasterCard, and Discover cost $0.30 plus 2.9%; American Express costs $0.30 plus 3.5%; ACH costs $0.30 plus 0.8%. Payroll direct deposit costs $0.50.

Platforms

CDM+ supports Android, iOS, macOS, web, and Windows, as well as an API. It offers desktop software and Apple, Google, and Amazon mobile apps. Desktop licensing allows installation on any number of computers, but simultaneous users remain limited by plan except with Complete. The broad platform coverage is useful for mixed-device teams, while the concurrent-user rules still matter for office workflows.

Who it's for

CDM+ is a strong match for churches and nonprofits that need fund accounting, auditability, budgeting, and bank reconciliation alongside payroll or expense processes. Organizations with modest record counts can start at $25.00 USD per month; those needing unlimited records should weigh Choice, and teams needing unlimited concurrent access should look at Complete. It is less suitable for buyers who require annual SaaS billing or want to avoid automatic ACH withdrawals.

Pros and cons

Pro: Fund accounting, transfers, budgeting, reconciliation, and an unchangeable audit trail are integrated around nonprofit financial workflows.
Pro: Hosting, off-site daily backups, and server upgrades are included in every plan, avoiding a separate hosting decision.
Pro: Payroll, online invoice payment, and mobile receipt submission connect operational tasks to accounting.
Con: Starter and Grow impose individual and giving unit record limits, so growing organizations may need to change tiers.
Con: Monthly automatic ACH is the only SaaS payment schedule; annual payment is unavailable.
Con: Most plans include only one concurrent user, and added users generally cost $5 monthly.
Con: Payment and payroll direct-deposit fees apply in addition to subscription charges.

Alternatives

FellowshipOne is another paid church-focused option across mobile, desktop, and web platforms; consider it if you want to compare a church-specific suite with custom pricing.
IconCMO Payroll is a payroll add-on starting at $40 / mo. with unlimited employees; choose it when payroll is the narrower need rather than CDM+'s broader accounting and management package.
Gusto starts at $49/mo + $6/mo per person for basic one-state payroll, unlimited payroll runs, tax filings, and basic PTO; it is worth considering when those payroll functions are the priority.
isolved HCM offers a modular platform with customized pricing for organizations of different sizes and industries; consider it if modular HR and workforce management is the focus.
ADP Workforce Now offers payroll and HR plans with Select and Plus tiers; consider it when an all-in-one payroll and HR suite is the priority.
CarbonHRM combines core HRM and payroll in a custom subscription; consider it if those are the central requirements.
Paycor offers paid plans for organizations under 50 employees; compare it if that size range fits your organization.
Paylocity offers customizable HR, Finance, and IT modules; consider it if selecting among those modules is preferable to a nonprofit fund-accounting suite.

For category browsing, see Church Accounting Software, Fund Accounting Software, Church Payroll Software, Nonprofit Payroll Software, and Church Check-In Software.

Verdict

Choose CDM+ if your church or nonprofit needs accountable fund accounting and wants payroll, billing, expenses, and hosted access in the same suite. Its included hosting and audit-focused ledger are the strongest reasons to choose it; record caps, single-user defaults, transaction fees, and mandatory monthly ACH are the reasons to compare alternatives before committing.

	CDM+	Storehouse Finance
Free plan	No	No
Free trial	Yes	Yes
Paid from	$25/mo	$199.99/mo
Open source	No	No
Platforms	Android, api, iOS, macOS, Web, Windows	Web
Free plan	No	No
Paid from	25 /mo	—
Clergy compensation	—	Yes
Housing allowance	—	Yes
W-2 and 1099 support	—	Yes

CDM+ vs Storehouse Finance

CDM+

Storehouse Finance