Best Financial Literacy Apps in 2026
Updated
In short: Finfluent is ranked #1 of 25 as of 4 October 2026, ahead of FitMoney $uperSquad and FNCO. The best-ranked option with a free plan is FitMoney $uperSquad. The lowest first paid tier on this page is FNCO at £7.50/mo.
Building financial knowledge can involve learning to budget, understanding credit, exploring investing or practicing choices in a simulation. These apps are compared on budgeting, credit and investing lessons, financial simulations and guided practice. Personalized learning may matter if you want instruction shaped around your progress; the free plan and paid-from price help you compare access and cost. Finfluent, FitMoney $uperSquad and Moneyling Dreamlife-Sim appear among the first entries, followed by FNCO and Squirrel. The ranking gives an order to consider, while the listed features can help you focus on the subjects and learning formats that suit your goals.
25 financial literacy apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Finfluent iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 2 FitMoney $uperSquad iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 3 FNCO iPhone + Android RecognisedPhone appDocumentedFree plan 7.9£7.50/mo Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 4 Moneyling Dreamlife-Sim iPhone + Android RecognisedPhone appDocumentedFree plan 7.9$19.99/mo Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 5 StockMotion iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free Budgeting lessons: YesInvesting lessons: Yes
- 6 Centsible iPhone only RecognisedPhone appDocumentedFree plan 7.3$14.99/mo Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 7 Investmate iPhone + Android RecognisedPhone appDocumentedFree plan 7.0 Investing lessons: Yes
- 8 Levela iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Budgeting lessons: YesCredit lessons: Yes
- 9 Redvest iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Investing lessons: Yes
- 10 Squirrel iPhone only RecognisedPhone appDocumentedFree plan 6.9 Budgeting lessons: YesInvesting lessons: Yes
- 11 The NeighborMood iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Budgeting lessons: YesCredit lessons: Yes
- 12 Zogo iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Budgeting lessons: YesInvesting lessons: Yes
- 13 Vespid iPhone + Android RecognisedPhone appDocumentedFree plan 6.8 Budgeting lessons: YesInvesting lessons: Yes
- 14 Capera No phone app RecognisedPhone appDocumentedFree plan 6.4Free Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 15 InvestLearning No phone app RecognisedPhone appDocumentedFree plan 6.4Free Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 16 Thrive No phone app RecognisedPhone appDocumentedFree plan 6.4Free Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 17 EVERFI Financial Education No phone app RecognisedPhone appDocumentedFree plan 5.4 Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 18 FDIC Money Smart No phone app RecognisedPhone appDocumentedFree plan 5.4 Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 19 Wall Street Survivor No phone app RecognisedPhone appDocumentedFree plan 5.4 Investing lessons: Yes
- 20 ZMoney+ No phone app RecognisedPhone appDocumentedFree plan 5.4 Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 21 MoneyQuest No phone app RecognisedPhone appDocumentedFree plan 5.3 Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
- 22 Plainvest No phone app RecognisedPhone appDocumentedFree plan 5.3 Investing lessons: Yes
- 23 Banzai No phone app RecognisedPhone appDocumentedFree plan 5.2
- 24 HowTheMarketWorks No phone app RecognisedPhone appDocumentedFree plan 5.2 Investing lessons: Yes
- 25 MoneyTime No phone app RecognisedPhone appDocumentedFree plan 5.2 Budgeting lessons: YesCredit lessons: YesInvesting lessons: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which financial literacy app is ranked first on Samsung Mobile US Press?
Finfluent is ranked #1 of 25 with a score of 7.9. FitMoney $uperSquad is second and FNCO third.
How many of these have a free plan?
8 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, FNCO has the lowest first paid tier we found: £7.50/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.