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FDIC Money Smart
What it is
FDIC Money Smart is a free web program that provides financial education resources for people of all ages. Its How Money Smart Are You? section is a self-paced collection of 14 interactive games and resources in English and Spanish. Topics include earning, spending, saving, borrowing, housing, and identity protection. Learners can use a smartphone, tablet, or computer and play with or without an individual account. Players can earn virtual coins and completion certificates, while organization accounts can show client or student progress. The games are described as screen-reader accessible. Money Smart for Adults adds an instructor-led curriculum with 14 modules that can be taught in any order or combination; each module includes an Instructor Guide, presentation slides, and a Participant Guide. The program also includes budgeting, credit, investing, simulations, and guided practice.
For and against
For
- Free access to 14 interactive resources
- English and Spanish materials
- Works on phones, tablets, and computers
- Screen-reader accessibility described
- Adult curriculum has 14 modules
Against
- No free trial is listed because access is free
- Older 2010 curriculum help uses a listed contact
- FDIC name and logo cannot imply endorsement
The verdict
Money Smart offers self-paced games for individuals and structured modules for instructors. Its broad topics, bilingual resources, and organization progress views support varied learning settings.
Who it suits
It suits learners of any age and organizations providing financial education. Instructors can use the adult curriculum and track progress through organization accounts.
Plans and prices
How Money Smart Are You?
14 interactive games and resources · English and Spanish · play with or without an account
Read 4 Oct 2026 · fdic.gov
On the record
- Access
- Learners can use a smartphone, tablet, or computer and can play with or without an individual account.fdic.gov · read 4 Oct 2026
- Accessibility
- The games are described as accessible with screen readers.fdic.gov · read 4 Oct 2026
- Adult curriculum
- Money Smart for Adults is an instructor-led curriculum with 14 modules, and instructors can present modules in any order or combination.fdic.gov · read 4 Oct 2026
- Curriculum materials
- Each adult module includes an Instructor Guide, PowerPoint slides, and a Participant Guide.fdic.gov · read 4 Oct 2026
- Learning format
- How Money Smart Are You? is a self-paced suite of interactive financial education games and resources.fdic.gov · read 4 Oct 2026
- Program purpose
- FDIC Money Smart provides financial education tools and resources to help people improve their financial health.fdic.gov · read 4 Oct 2026
- Progress features
- Players can earn virtual coins and certificates of completion, and organization accounts can view client or student progress.fdic.gov · read 4 Oct 2026
- Support
- The FDIC lists [email protected] as a contact for assistance with the older 2010 Money Smart for Adults version.fdic.gov · read 4 Oct 2026
- Target audience
- The FDIC describes Money Smart as a financial education program for people of all ages.fdic.gov · read 4 Oct 2026
- Topics
- The games cover everyday financial topics including earning, spending, saving, borrowing, housing, and identity protection.playmoneysmart.fdic.gov · read 4 Oct 2026
- Use restrictions
- Money Smart users must not use the FDIC name or logo to imply that the FDIC endorses their organization, products, or services.fdic.gov · read 4 Oct 2026
