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Your Money Line
Indianapolis, Indiana, United States
What it is
Your Money Line is an employer-provided financial wellness benefit combining software, education, and access to certified money coaches. Employees at participating companies can track spending, create budgets, receive AI-driven suggestions, and connect banking, retirement, and other financial accounts for a consolidated financial picture. Financial Guides are available without a usage limit by phone, text, email, or chat; the company says they hold AFC or CFP certifications and receive training in financial psychology, behavior, and therapy. Learning materials include on-demand courses, webinars, videos, worksheets, and articles. The platform also offers goals and assessments, credit and identity monitoring, a personalized money podcast, and tax filing. The Essential Plan is priced per employee per month, with pricing based on the eligible population, company size, package, and deal terms; no amount is listed. Employees and dependents can use the benefit for free while the employee works for a participating company, but the employer must offer it. Some features, including courses, identity protection, Power Percentage, Ideal Budget, and live chat, are desktop-only. Optional Identity Protection includes monitoring, $1 million of insurance, and identity restoration services.
For and against
For
- Financial coaching has no usage limit.
- Guides hold AFC or CFP certifications.
- Account connections support a consolidated financial picture.
- Optional identity protection includes restoration services.
Against
- Employees need an employer that offers the benefit.
- Some features are desktop-only.
- Essential Plan pricing varies by company and deal terms.
The verdict
Your Money Line pairs financial tools and education with access to certified coaches. Availability depends on the employer, and users should note that some features are limited to desktop use.
Who it suits
It suits employees and dependents whose employer offers the benefit and who want budgeting tools, financial education, or access to coaches. Employers seeking an employee financial wellness benefit are also the intended buyers.
Plans and prices
Essential Plan
Unlimited financial coaching · financial wellness software · account integration and AI insights · credit monitoring
Read 30 Sep 2026 · yourmoneyline.com
On the record
- Account connections
- Participants can connect banking, retirement, and other financial accounts to view a consolidated financial picture and receive spending recommendations.yourmoneyline.com · read 30 Sep 2026
- Budgeting and insights
- The app provides spending tracking, budgeting, and AI-driven suggestions to improve finances.yourmoneyline.com · read 30 Sep 2026
- Coach credentials
- The company says its Financial Guides hold AFC or CFP certifications and receive training in financial psychology, behavior, and therapy.yourmoneyline.com · read 30 Sep 2026
- Company history
- The company’s history page says Advanced Planning Solutions was incorporated in 2002 and Your Money Line was launched in 2017.yourmoneyline.com · read 30 Sep 2026
- Eligibility limit
- Employees and their dependents can use the benefit for free while the employee works at a participating company; employees need their employer to offer it.yourmoneyline.com · read 30 Sep 2026
- Financial coaching
- Employees can contact Financial Guides without a usage limit by phone, text, email, or chat.yourmoneyline.com · read 30 Sep 2026
- Identity protection add-on
- The optional Identity Protection add-on includes personal identity monitoring, $1 million of insurance, and identity restoration services.yourmoneyline.com · read 30 Sep 2026
- Integrations
- The pricing page lists account integration and optional single sign-on, but does not name specific integration providers.yourmoneyline.com · read 30 Sep 2026
- Learning
- The platform offers on-demand courses, webinars, videos, worksheets, and articles.yourmoneyline.com · read 30 Sep 2026
- Mobile feature availability
- The company says some features, including courses, identity protection, Power Percentage, Ideal Budget, and live chat, are available only in the desktop app.yourmoneyline.com · read 30 Sep 2026
- Other features
- The app includes credit and identity monitoring, goals and assessments, a personalized money podcast, and tax filing.yourmoneyline.com · read 30 Sep 2026
- Purpose
- Your Money Line is an employer-provided financial wellness benefit combining software, certified money coaches, and financial education for employees.yourmoneyline.com · read 30 Sep 2026
- Security
- The pricing page lists multi-factor authentication, while the privacy policy says it uses SSL to protect information transmitted between users’ browsers and its website and software.yourmoneyline.com · read 30 Sep 2026
- Support and implementation
- Employers receive onboarding support and a dedicated Client Success contact; the FAQ says clients are typically up and running in a few weeks.yourmoneyline.com · read 30 Sep 2026
