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Clarity FW
Altrincham, England, UK
What it is
Clarity FW is a web platform for financial wellbeing and employee benefits in UK businesses. Its free package includes eight expert-led courses covering personal finance subjects from debt through retirement and estate planning. Employees can use five specialist advisory services, including mortgage, protection, estate planning, financial planning, and debt advice. A Financial Health Check takes 3–5 minutes, identifies a financial life stage, and recommends three courses. Utilities Cost Cutter is offered through a Utility Warehouse partnership. Clarity says it does not collect personal financial information through the platform or share it with employers. Employer usage reports are aggregated and anonymised wherever possible. Businesses need at least two employees, with no upper limit. The free plan is £0 per employee, billed forever. Paid add-ons are billed monthly, starting with Discounts & Rewards at £2.99 per employee monthly; no long-term contracts are listed.
For and against
For
- Free financial education package
- Five specialist advisory services
- Three-to-five-minute Financial Health Check
- No long-term contracts
- Employer reports aggregated where possible
Against
- Businesses need at least two employees
- No free trial
- Paid add-ons billed per employee
- Web platform only
The verdict
Clarity FW offers a free education and advice foundation with optional monthly benefits. Its privacy terms and employee-based billing are important considerations for employers.
Who it suits
It suits UK businesses with at least two employees seeking financial education, advice access, and optional employee benefits. Employees can use the web platform for courses and assessments.
Plans and prices
Clarity Free
Financial education · Adviser Hub · Financial Health Check · Utilities Cost Cutter
Read 3 Oct 2026 · clarityfw.co.uk
Discounts & Rewards
Hundreds of discounts across retail, dining, travel and entertainment
Read 3 Oct 2026 · clarityfw.co.uk
EAP & GP 24/7
Employee Assistance Programme · Virtual GP · Mental health support · Counselling
Read 3 Oct 2026 · clarityfw.co.uk
Money Planner Pro
Savings trackers · Investment insights · Pension dashboards · Wealth-building plans
Read 3 Oct 2026 · clarityfw.co.uk
The Full Bundle
Includes all free services, Discounts & Rewards, EAP & GP 24/7, and Money Planner Pro
Read 3 Oct 2026 · clarityfw.co.uk
On the record
- Adviser access
- Employees can access five specialist advisory services, including mortgage, protection, estate planning, financial planning and debt advice.clarityfw.co.uk · read 3 Oct 2026
- Business eligibility
- The pricing page says Clarity works with businesses with at least two employees and has no upper limit.clarityfw.co.uk · read 3 Oct 2026
- Contract terms
- The pricing FAQ says add-ons can be added or removed at any time, with monthly billing and no long-term contracts.clarityfw.co.uk · read 3 Oct 2026
- Employer reporting
- The privacy policy says employer usage reports will wherever possible be aggregated and anonymised, with identifiable data limited to account administration or contractual needs.clarityfw.co.uk · read 3 Oct 2026
- Financial education
- The free package includes eight expert-led courses covering personal finance topics from debt to retirement and estate planning.clarityfw.co.uk · read 3 Oct 2026
- Financial Health Check
- The 3–5 minute self-assessment identifies a financial life stage and recommends three courses.clarityfw.co.uk · read 3 Oct 2026
- Funding
- Clarity says it is funded when an employee chooses to purchase regulated financial products through its adviser network, with no obligation to purchase.clarityfw.co.uk · read 3 Oct 2026
- Privacy
- The privacy policy says Clarity does not collect personal financial information through the platform and does not share it with employers.clarityfw.co.uk · read 3 Oct 2026
- Purpose
- Clarity describes itself as a financial wellbeing and employee benefits platform for UK businesses.clarityfw.co.uk · read 3 Oct 2026
- Security and compliance
- The privacy policy says the company follows UK GDPR and the Data Protection Act 2018 and uses technical and organisational measures to protect personal data.clarityfw.co.uk · read 3 Oct 2026
- Support
- The privacy policy lists [email protected] for privacy questions and data requests.clarityfw.co.uk · read 3 Oct 2026
- Utility integration
- Clarity says its Utilities Cost Cutter is offered through its partnership with Utility Warehouse and covers bundled home services.clarityfw.co.uk · read 3 Oct 2026
