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Alternatives · 2026

The best SoFi alternatives

{"intro": "SoFi combines everyday banking with borrowing, investing, insurance, crypto, and financial guidance.

1
PocketSmith

PocketSmith may suit people who want budgeting, account tracking, and future-balance projections in one personal finance tool.

AndroidiPhone & iPadWeb+4 $119.88 a year Record8.8 Visit
2
GnuCash

GnuCash suits individuals and small businesses that want desktop tools for tracking finances and accounting.

AndroidiPhone & iPadWindows+4 Free plan Record8.5 Visit
3 WindowsMacLinux Free plan Record8.2 Visit
4
Talvo

Talvo suits people who want budgeting and net-worth tracking alongside categorized spending and bank connections.

AndroidiPhone & iPadWeb €5 a month, billed yearly Record8.2 Visit
5
YNAB

YNAB may suit people who want to assign jobs to their money, track goals and net worth, and plan debt payments.

AndroidiPhone & iPadWeb+1 $109 a year Record8.0 Visit
6
Budgero

Budgero fits people or households planning spending collaboratively, including users with accounts in multiple currencies.

AndroidiPhone & iPadWeb+5 $35 a year Record8.0 Visit
7 iPhone & iPadMac $29.99 a year Record7.9 Visit
8
Wallet by BudgetBakers

Wallet may suit people who want to track budgets, bills, accounts, and net worth across mobile and web.

AndroidiPhone & iPadWeb Free plan Record7.8 Visit
9
Sure

Sure may suit people who want to organize accounts, transactions, budgets, and net worth in one personal finance tool.

AndroidiPhone & iPadWeb+3 Free plan Record7.7 Visit
10
Money Manager Ex

Money Manager Ex suits people who want personal finance tools for multiple account types and currencies.

AndroidiPhone & iPadWindows+2 Free plan Record7.7 Visit
11
TimelyBills

TimelyBills suits people who want bill reminders, budgeting, spending tracking, and goal management in a mobile finance app.

AndroidiPhone & iPad Free plan Record7.7 Visit
12 AndroidiPhone & iPadWeb+3 $9.99 a month, billed yearly Record7.7 Visit
13
EveryDollar

EveryDollar suits people who want to organize monthly budgets, bills, and sinking funds on the web or mobile.

AndroidiPhone & iPadWeb $17.99 a month Record7.6 Visit
14
ClearCheckbook

It suits people who want budgeting, bill tracking, and reports, with optional bank syncing or mobile premium features.

AndroidiPhone & iPadWeb $2.49 a month Record7.6 Visit
15 AndroidiPhone & iPadWeb $6.25 a month, billed yearly Record7.4 Visit
16 WebWindowsMac+3 Free plan Record7.4 Visit
17 AndroidiPhone & iPadWeb $250 a year Record7.4 Visit
18 AndroidiPhone & iPadWeb+3 — Record7.4 Visit
19
Emma

Emma suits people looking to manage budgets and subscriptions alongside account connections.

AndroidiPhone & iPadWeb £4.99 a month Record7.3 Visit
20 AndroidiPhone & iPadWeb+2 Free plan Record7.3 Visit
21 AndroidiPhone & iPadWeb $9.50 a month Record7.3 Visit
22 WebWindowsMac $3.99 a month, billed yearly Record7.2 Visit
23 AndroidiPhone & iPadWeb $19.99 a year Record7.2 Visit
24 AndroidiPhone & iPadWindows+1 Free plan Record7.2 Visit