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Best SoFi Alternatives in 2026

12 apps from personal finance software ranked against SoFi on the same published basis.

  1. 1
    PocketSmith Free plan AndroidapiiOSLinuxMac $0.83/mo9.8
    SoFi vs PocketSmith
  2. 3
    Trakli Free plan WebiOSAndroid $7.19/mo9.4
    SoFi vs Trakli
  3. 4
    Emma Free plan WebiOSAndroid £4.99/mo9.4
    SoFi vs Emma
  4. 5
    Finlynq Free plan WebiOSAndroid Free9.3
    SoFi vs Finlynq
  5. 6
    Money Manager Ex Free plan WinMacLinuxiOSAndroid Free9.3
    SoFi vs Money Manager Ex
  6. 7
    Fireball Free plan WebiOSAndroid NZD 10.99/mo9.3
    SoFi vs Fireball
  7. 8
    Rocket Money Free plan WebiOSAndroid Free9.3
    SoFi vs Rocket Money
  8. 9
    ClearCheckbook Free plan WebiOSAndroid $2.49/mo9.1
    SoFi vs ClearCheckbook
  9. 10
    Toshl Finance Free plan WebiOSAndroid Free9.1
    SoFi vs Toshl Finance
  10. 11
    Talvo Free plan WebiOSAndroid €6/mo9.0
    SoFi vs Talvo
  11. 12
    EveryDollar Free plan WebiOSAndroid $17.99/mo9.0
    SoFi vs EveryDollar
  12. 13
    YNAB Free trial AndroidapiiOSWeb $9.08/mo8.9
    SoFi vs YNAB
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