Settler
No phone app
in Account Reconciliation Software
- Recognised40% of the score20
- Phone app26% of the score0
- Documented20% of the score80
- Free plan14% of the score100
- Free plan
- Yes
- Paid plans from
- $99/mo
- Runs on
- api, Linux, self-hosted, Web
Summary
Settler provides API-first financial reconciliation for turning transaction flows into repeatable runs, explainable exceptions, and replayable evidence. Its rules-as-code engine applies configurable policies and field-level tolerances, producing consistent results from the same inputs. Runs can create hash-linked manifests, provenance chains, structured evidence, and audit bundles. Exceptions include deterministic context and recorded operator decisions; AI assistance is advisory, with humans retaining final authority. Listed adapters include Stripe, PayPal, Square, Shopify, QuickBooks, Xero, NetSuite, SAP, Plaid, TrueLayer, and Chargebee, with 14 more stated on the page. Its API supports tenant-scoped runs, evidence retrieval, replay, and health checks. Self-hosted deployments are available through Docker Compose and Kubernetes, alongside cloud and managed options. The Open Source plan is free, self-hosted, and limited to 10,000 monthly reconciliations. Cloud API costs $99.00 USD per month, while Managed Operations costs $399.00 USD per month. Settler says it is not a compliance certification.
Who it is for
Settler suits finance teams that need repeatable transaction reconciliation and traceable exception review. Its workflows also address developer, operator, finance/risk, and InfoSec/admin roles.
What is good
- Rules and tolerances produce repeatable reconciliation results.
- Runs can produce structured evidence and audit bundles.
- Operator decisions are recorded for exception review.
- Supports Docker Compose and Kubernetes self-hosting.
- Open Source plan allows 10,000 monthly reconciliations.
What to know first
- Settler is not a compliance certification.
- Cloud API costs $99.00 USD per month.
- Open Source is limited to 10,000 monthly reconciliations.
Verdict
Settler centers reconciliation on consistent rules, replay, and documented evidence. Its free self-hosted plan has a monthly volume limit, and the product explicitly is not a compliance certification.
Settler plans and pricing
All plansCompared on account reconciliation software
- Matching automation
- rulessettler.dev
- Exception workflows
- Yessettler.dev
- Approval controls
- Yessettler.dev
Facts
- Purpose
- Settler provides deterministic financial reconciliation that turns transaction flows into reproducible runs, explainable exceptions, and replayable evidence.settler.dev · 3 Oct 2026
- Matching
- Its rules-as-code engine uses configurable policies and field-level tolerances to produce repeatable results for the same inputs.settler.dev · 3 Oct 2026
- Audit evidence
- Runs can produce hash-linked manifests, provenance chains, structured evidence, and export-ready audit bundles.settler.dev · 3 Oct 2026
- Exception review
- Exceptions include deterministic context and auditable operator decisions; AI assistance is advisory and humans retain final authority.settler.dev · 3 Oct 2026
- Integrations
- Listed adapters include Stripe, PayPal, Square, Shopify, QuickBooks, Xero, NetSuite, SAP, Plaid, TrueLayer, and Chargebee, with 14 more stated on the page.settler.dev · 3 Oct 2026
- API
- The API supports tenant-scoped reconciliation runs, evidence retrieval, replay, and health checks.settler.dev · 3 Oct 2026
- Security
- The security page states that tenant data is partitioned at database, API, and runtime layers, with row-level PostgreSQL security and tenant-scoped API keys.settler.dev · 3 Oct 2026
- Audit controls
- The security page describes append-only audit records and SHA-256 evidence hash chains intended to make post-run modification detectable.settler.dev · 3 Oct 2026
- Compliance
- Settler says it is not a compliance certification and describes audit export as compatible with SOC 2 evidence collection, alongside data residency and configurable retention controls.settler.dev · 3 Oct 2026
- Self-hosting
- Settler offers Docker Compose and Kubernetes deployment targets, and says self-hosted mode has no telemetry by default and is Apache 2.0 licensed.settler.dev · 3 Oct 2026
- Support
- The pricing page lists Community support for Open Source, Email for Cloud API, and named operator plus escalation for Managed Operations.settler.dev · 3 Oct 2026
- Audience
- Settler describes itself as API-first reconciliation infrastructure for finance teams and offers developer, operator, finance/risk, and InfoSec/admin workflows.settler.dev · 3 Oct 2026
- Volume limits
- The comparison lists monthly reconciliation limits of 10,000 for Open Source, 100,000 for Cloud API, and 1,000,000+ for Managed Operations; Enterprise volume is contractual.settler.dev · 3 Oct 2026
Best Settler alternatives
See all 12
Where it ranks on Samsung Mobile US Press
Is Settler yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- settler.dev· checked 3 Oct 2026
- settler.dev/docs/api· checked 3 Oct 2026
- settler.dev/security-and-audit· checked 3 Oct 2026
- settler.dev/pricing· checked 3 Oct 2026
- settler.dev/about· checked 3 Oct 2026