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Eko Recon

India

What it is

Eko Recon is an open-source bank reconciliation platform for fintech operations, released under the MIT license. It imports CSV, XLSX/XLS, PDF, and tab-separated text files, with automatic recognition of headers and formats. Its priority-ordered rules match transactions using TID, tracking number, UTR, and amount, and can flag amount-tolerance mismatches. For exceptions, teams can review open items, match manually, record overrides with required remarks, seek maker-checker approval, and add tags. Modules cover DMT, AePS settlement, payment gateway net settlement, QR settlement and chargebacks, E-Value wallet loads, BBPS refunds, and SBI Kiosk P01–P04. Reports include reconciliation summaries, ageing, SRC analysis, matched-pair exports, scheduled subscriptions, EOD digest emails, and monthly certificate PDFs. It runs locally or in Docker as one container, using SQLite by default, with MySQL or PostgreSQL options for production. The platform exposes a JSON API documented through Swagger and ReDoc. Its optional AI integrations return advisory output from de-identified fields, subject to human approval.

For and against

For

  • Recognizes headers and formats during import
  • Provides manual matching and approval workflows
  • Includes audit logs and access controls
  • MIT-licensed and open source

Against

  • Pricing is not published
  • AI output requires human approval

The verdict

Eko Recon brings ingestion, rule-based matching, exception review, and reporting into one reconciliation platform. Teams should assess deployment and database options alongside their workflow needs.

Who it suits

Eko Recon may suit fintech operations teams managing transaction reconciliation across its listed settlement modules. Its local or Docker deployment options and configurable database choices may fit teams handling their own deployment.

Plans and prices

Pricing not published

Priced on request

ask vendor for a quote

Every plan, in full

On the record

AI integration
The architecture supports Anthropic, OpenAI-compatible or local language-model providers, receiving de-identified fields only and providing advisory output requiring human approval.github.com · read 1 Oct 2026
API
The architecture exposes a JSON API and documents it through Swagger and ReDoc.github.com · read 1 Oct 2026
Automation
Watch-folder uploads, cron schedules, automatic reconciliation after ingest and startup self-healing migrations are supported.github.com · read 1 Oct 2026
Controls
The platform includes append-only audit logs, JWT and API-key authentication, IP allowlists, per-module permissions, product data scoping and session logging.github.com · read 1 Oct 2026
Data ingestion
It ingests CSV, XLSX/XLS, PDF and tab-separated text files with automatic header and format recognition.github.com · read 1 Oct 2026
Deployment
It runs locally or in Docker as one container, uses SQLite by default and can switch to MySQL or PostgreSQL for production.github.com · read 1 Oct 2026
Exception workflow
The product provides Open Items, manual matching, overrides with mandatory remarks, maker-checker approvals and ad hoc tagging.github.com · read 1 Oct 2026
License
The repository is released under the MIT license.github.com · read 1 Oct 2026
Maker context
The README says Eko Recon was built by Eko Bharat Ventures' finance operations team and battle-tested on live settlement volumes across more than 12 product lines.github.com · read 1 Oct 2026
Matching
Its priority-ordered rule engine matches transactions using TID, tracking number, UTR and amount rules, with amount-tolerance mismatch flags.github.com · read 1 Oct 2026
Product modules
Modules cover DMT, AePS settlement, PG net settlement, QR settlement and chargebacks, E-Value wallet loads, BBPS refunds and SBI Kiosk P01–P04.github.com · read 1 Oct 2026
Purpose
Eko Recon is a full-stack bank reconciliation platform for fintech operations.github.com · read 1 Oct 2026
Reporting
Reports include reconciliation summaries, ageing, SRC analysis, matched-pairs exports, EOD digest emails, scheduled subscriptions and monthly reconciliation certificate PDFs.github.com · read 1 Oct 2026
Security reporting
Security vulnerabilities can be reported privately through GitHub Security Advisories or by emailing [email protected].github.com · read 1 Oct 2026

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