OneCap
Bengaluru, Karnataka, India
What it is
OneCap is a financial reconciliation platform for enterprise finance teams. It validates and reconciles transactions across ERPs, marketplaces, payment channels, and banks, covering supplier and customer ledgers, bank and payment gateway records, inter-company accounts, card settlements, GL, nostro, treasury, and payments. Its Ask mode supports natural-language financial queries, Run mode handles recurring processes, and Reconcile mode addresses reconciliation work. Matching rules can use configurable tolerances, reference priorities, grouping, partial settlements, chargebacks, and timing differences, and can improve based on resolved exceptions. OneCap classifies exceptions by likely accounting cause and recognizes reversals, accruals, adjustments, and carry-forward balances. It accepts financial information from statements, GL extracts, subledger files, settlement reports, partner data, PDFs, emails, portal exports, and API feeds. Named integrations include TallyPrime, Zoho Books, Odoo, ERPNext, and Focus. The company says stored financial data uses AES-256 encryption, connections use TLS 1.3, and infrastructure runs on AWS. Ten ledger reconciliations are available free without a credit card. Paid plan prices are custom quotes.
For and against
For
- Covers many ledger and payment reconciliation types.
- Matching rules handle partial settlements and timing differences.
- Accepts files, emails, portal exports, and API feeds.
- Offers 10 free ledger reconciliations without a credit card.
Against
- Paid plan prices are custom quotes.
- The listed platform is web only.
The verdict
OneCap covers a wide range of reconciliation work and offers matching rules, exception classification, and several data input routes. The free offer includes 10 ledger reconciliations, while paid pricing requires a custom quote.
Who it suits
OneCap is aimed at enterprise finance teams reconciling transactions and ledgers across multiple systems and channels. Its free access may suit teams that want to try 10 ledger reconciliations without a credit card.
Plans and prices
Enterprise
Everything in Growth · on-demand custom integrations · 99.9% uptime SLA · assisted delivery
Read 2 Oct 2026 · onecap.in
Growth
Everything in Starter · higher transaction volumes · multiple ledger files per party · complex accounting methods
Read 2 Oct 2026 · onecap.in
Starter
Limited transaction volumes · payables and receivables ledger reconciliation · custom business rules · AI Assistant
Read 2 Oct 2026 · onecap.in
On the record
- Access and audit trail
- The security page describes role-based permissions for makers, checkers, and viewers, plus logs recording who acted, when, and why.onecap.in · read 2 Oct 2026
- Accounting exceptions
- OneCap classifies exceptions by likely accounting cause and recognizes reversals, accruals, adjustments, and carry-forward balances.onecap.in · read 2 Oct 2026
- AI modes
- The product has Ask mode for natural-language financial queries, Run mode for recurring finance processes, and Reconcile mode for reconciliation use cases.onecap.in · read 2 Oct 2026
- Company and location
- The site identifies the company as OneCap Technologies Private Limited and lists its address in Koramangala, Bengaluru, India.onecap.in · read 2 Oct 2026
- File formats
- The product says it can ingest bank statements, GL extracts, subledger files, settlement reports, partner data, PDFs, emails, portal exports, statements, and API feeds.onecap.in · read 2 Oct 2026
- Free access
- Pricing offers 10 free ledger reconciliations with no credit card required; paid plan prices are custom quotes.onecap.in · read 2 Oct 2026
- Integrations
- The site names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says OneCap works with ERPs and accounting software generally.onecap.in · read 2 Oct 2026
- Intended users
- OneCap presents itself as a financial integrity and reconciliation platform for enterprise finance teams.onecap.in · read 2 Oct 2026
- Matching
- Matching rules support configurable tolerances, reference priorities, grouping logic, partial settlements, chargebacks, and timing differences, and improve from exception resolutions.onecap.in · read 2 Oct 2026
- Product
- OneCap describes itself as an AI-native financial layer that continuously validates and reconciles transactions across ERPs, marketplaces, payment channels, and banks.onecap.in · read 2 Oct 2026
- Reconciliation coverage
- It handles supplier and customer ledgers, bank, payment gateway, inter-company, card settlement, GL, nostro, treasury, and payments reconciliation.onecap.in · read 2 Oct 2026
- Security
- OneCap says stored financial data uses AES-256 encryption, connections use TLS 1.3, and its infrastructure runs on AWS.onecap.in · read 2 Oct 2026
- Security audit
- The company reports external vulnerability assessment and penetration testing, all critical findings resolved, and an overall LOW risk rating.onecap.in · read 2 Oct 2026
- Support
- Starter includes email support, Growth includes priority support, and Enterprise includes premium support with a dedicated specialist.onecap.in · read 2 Oct 2026
