Best Pennies Alternatives in 2026
Updated
20 apps from personal finance software ranked against Pennies on the same published basis.
- 1Pennies vs SoFi
- 2Pennies vs PocketSmith
- 3Pennies vs EveryDollar
- 4Pennies vs Rocket Money
- 5Pennies vs Zaim
- 6Pennies vs ClearCheckbook
- 7Pennies vs TimelyBills
- 8Pennies vs Money Manager Ex
- 9Pennies vs Emma
- 10Pennies vs Talvo
- 11Pennies vs Fireball
- 12Pennies vs WeMoney
- 13Pennies vs Finlynq
- 14Pennies vs Klera
- 15Pennies vs YNAB
- 16Pennies vs PocketGuard
- 17Pennies vs Bluecoins
- 18Pennies vs Snoop
- 19Pennies vs Toshl Finance
- 20Pennies vs MoneyWiz
Pennies alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | SoFi | 9.8 | Free plan | Android, iOS, Mac, Web, Windows | |
| 2 | PocketSmith | 9.7 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 3 | EveryDollar | 9.5 | Free plan | $17.99/mo | Web, iOS, Android |
| 4 | Rocket Money | 9.4 | Free plan | Free | Web, iOS, Android |
| 5 | Zaim | 9.4 | Free plan | Free | Web, iOS, Android |
| 6 | ClearCheckbook | 9.4 | Free plan | $2.49/mo | Web, iOS, Android |
| 7 | TimelyBills | 9.3 | Free plan | $2.08/mo | iOS, Android |
| 8 | Money Manager Ex | 9.2 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 9 | Emma | 9.2 | Free plan | £4.99/mo | Web, iOS, Android |
| 10 | Talvo | 9.1 | Free plan | €6/mo | Web, iOS, Android |
| 11 | Fireball | 9.1 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 12 | WeMoney | 9.1 | Free plan | $9.99/mo | Web, iOS, Android |
| 13 | Finlynq | 9.0 | Free plan | Free | Web, iOS, Android |
| 14 | Klera | 9.0 | Free plan | ₹30/mo | iOS, Android |
| 15 | YNAB | 8.9 | No | $9.08/mo | Android, API, iOS, Web |
| 16 | PocketGuard | 8.9 | $6.25/mo | Web, iOS, Android | |
| 17 | Bluecoins | 8.9 | Free plan | Free | iOS, Android |
| 18 | Snoop | 8.9 | Free plan | £5.99/mo | iOS, Android |
| 19 | Toshl Finance | 8.9 | Free plan | Free | Web, iOS, Android |
| 20 | MoneyWiz | 8.8 | $2.50/mo | iOS, Mac |
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Questions about Pennies alternatives
What is the best alternative to Pennies?
SoFi, number 1 in personal finance software with a score of 9.8 out of 10. The others here: PocketSmith, EveryDollar, Rocket Money and 16 more.
What is the best free alternative to Pennies?
SoFi is the best-ranked alternative with a free plan. 17 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation.