On the recordRead 12 Oct 202620 facts
OwnFi
Plans and prices
Free
Free
No subscription · No paid tier
Read 12 Oct 2026 · ownfiapp.com
On the record
- Account sync
- manualownfiapp.com · read 22 Sep 2026
- AI
- The advisor uses an on-device operating-system or Gemma model when available, and deterministic calculations otherwise; it does not send financial context to a cloud AI service.ownfiapp.com · read 12 Oct 2026
- Android requirement
- The support page says the Android app requires Android 7.0 or newer.ownfiapp.com · read 12 Oct 2026
- Availability
- The site says OwnFi is available on the App Store and Google Play.ownfiapp.com · read 12 Oct 2026
- Bill tracking
- Yesownfiapp.com · read 22 Sep 2026
- Budgeting
- Safe to Spend reserves upcoming bills and turns the remaining amount into a daily spending figure.ownfiapp.com · read 12 Oct 2026
- Budgeting tools
- Yesownfiapp.com · read 22 Sep 2026
- Integrations
- Optional network services download local AI models from Hugging Face, fetch exchange rates from open.er-api.com, and fetch public ticker prices from Yahoo Finance.ownfiapp.com · read 12 Oct 2026
- Investments
- Users can import holdings from broker files; OwnFi says it does not log in to brokers or access accounts users have not imported.ownfiapp.com · read 12 Oct 2026
- Limit
- OwnFi does not directly connect to banks; users import files, receipts, screenshots, notifications, or enter transactions manually.ownfiapp.com · read 12 Oct 2026
- Mobile apps
- bothownfiapp.com · read 22 Sep 2026
- Net-worth tracking
- Yesownfiapp.com · read 22 Sep 2026
- Planning
- Time Machine projects balances from three months to two years and supports what-if changes.ownfiapp.com · read 12 Oct 2026
- Privacy
- OwnFi says financial data is stored locally and is not uploaded to its servers for analysis.ownfiapp.com · read 12 Oct 2026
- Purpose
- OwnFi imports bank statements and other financial records to show spending, upcoming bills, and what users can spend.ownfiapp.com · read 12 Oct 2026
- Report export
- Yesownfiapp.com · read 22 Sep 2026
- Security
- The privacy policy says the local database is encrypted with a key held in the iOS keychain or Android keystore.ownfiapp.com · read 12 Oct 2026
- Statement imports
- It locally parses PDF, CSV, and OFX statements, with 27 named bank and card formats and a generic fallback.ownfiapp.com · read 12 Oct 2026
