- Home
- Personal Finance Software
- Open Finance
On the recordRead 12 Oct 202619 facts
Open Finance
Plans and prices
Open Finance
Free
Self-hosted open-source app · bring your own Plaid keys for bank connections · optional AI agent
Read 12 Oct 2026 · github.com
On the record
- Account sync
- bothgithub.com · read 22 Sep 2026
- Agent limits
- The agent cannot delete accounts or move money, and out-of-scope requests require the user to grant permission.github.com · read 12 Oct 2026
- Agent permissions
- Agents are read-only by default; users control access, approve writes, and can review an audit log of agent actions.github.com · read 12 Oct 2026
- AI integrations
- The app connects to MCP-capable agents including Hermes, Claude, and Cursor, as well as custom scripts.github.com · read 12 Oct 2026
- Bank connections
- Users can connect banks through Plaid using their own keys or track finances through manual entry without Plaid.github.com · read 12 Oct 2026
- Bill tracking
- Yesgithub.com · read 22 Sep 2026
- Budgeting and reports
- Budgets support weekly, monthly, yearly, and custom date ranges, while reports cover spending by category, cashflow, net worth, and a 12-month projection.github.com · read 12 Oct 2026
- Budgeting tools
- Yesgithub.com · read 22 Sep 2026
- Data storage
- Accounts, budgets, and reports are stored in a SQLite file on the user’s machine or phone, with no hosted backend or required account with the maker.github.com · read 12 Oct 2026
- Desktop and server
- The project documents desktop use on macOS and Linux and home-server deployment with Docker.github.com · read 12 Oct 2026
- License
- The repository identifies the project as MIT licensed.github.com · read 12 Oct 2026
- Mobile apps
- bothgithub.com · read 22 Sep 2026
- Net-worth tracking
- Yesgithub.com · read 22 Sep 2026
- Phone data
- The standalone Android app runs on-device with a local database, and paired phones can connect to a hub over a local network or Tailscale.github.com · read 12 Oct 2026
- Phone platforms
- Android is offered as a standalone APK, while iPhone installation uses the progressive web app added to the home screen.github.com · read 12 Oct 2026
- Planning
- Planning features include bills, debts, savings goals, and investment goals.github.com · read 12 Oct 2026
- Purpose
- Open Finance is a self-hosted, open-source personal finance app for managing accounts, budgets, reports, bills, debts, and goals.github.com · read 12 Oct 2026
- Security
- The project says it uses AES-256-GCM encryption at rest, device PIN and biometric unlock, recovery codes for PIN resets, and agent-action audit logs.github.com · read 12 Oct 2026
