OnGravy
What it is
OnGravy provides accounting and tax tools for business owners and chartered accountants, including AI-assisted bookkeeping, GST workflows, and payroll. Users can send bills, invoices, receipts, or voice notes through WhatsApp; AI reads and classifies them into draft journal entries for a person to review before posting. Approval processes can use smart or strict multi-step controls.
GST features include GSTR-1, GSTR-3B, GSTR-9, GSTR-9C, ITC tracking, and matching with ±₹1 tolerance. Payroll covers salary processing, TDS, PF, ESI, professional tax, Form 16, leave management, and attendance. Integrations include Tally, WhatsApp Business, Razorpay, AWS Textract, Petpooja POS, and GoFrugal POS. Account Aggregator auto-sync and direct GST portal filing are described as rolling out with partners. OnGravy is paid, with pricing from ₹299/mo; listed plans include Business Owner at ₹799/month, NRI at ₹999/month, Tax Practitioner at ₹1,999/month, and Individual CA at ₹3,499/month. Enterprise / CA Firm pricing is custom. It is installable as a PWA on Android, iOS, Mac, Windows, and Linux. Its security page says data is hosted in Mumbai and describes encryption in transit and at rest.
For and against
For
- AI converts WhatsApp documents and voice notes into draft entries.
- GST tools include return support and ITC tracking.
- Supports multi-step approvals before ledger posting.
- PWA access spans Android, iOS, Mac, Windows, and Linux.
Against
- No free plan is available.
- Some syncing and direct filing capabilities are still rolling out.
- Paid plans set monthly allowances for scans, messages, and IRNs.
The verdict
OnGravy combines bookkeeping, tax, and payroll workflows with review controls for AI-generated entries. Check plan allowances and rollout status for integrations or filing features you need.
Who it suits
OnGravy suits business owners and chartered accountants looking for accounting, tax, and payroll workflows. Its WhatsApp document intake and GST tools may also fit teams handling those processes.
Plans and prices
Core Books
Invoicing · purchases · vouchers · parties
Read 15 Oct 2026 · ongravy.com
Starter bundle
Core Books · GST & Indirect Tax · Banking & Reconciliation
Read 15 Oct 2026 · ongravy.com
Business Owner
1 owned business · unlimited invoices · payroll up to 20 employees · 100K AI tokens/month
Read 15 Oct 2026 · ongravy.com
NRI
1 Indian business entity · 150K AI tokens/month
Read 15 Oct 2026 · ongravy.com
Growth bundle
Core Books · GST · banking · advanced reports
Read 15 Oct 2026 · ongravy.com
Tax Practitioner
3 client businesses included · +₹299/month per additional client · 200K AI tokens/month · 2 years data history
Read 15 Oct 2026 · ongravy.com
All-Access bundle
Core Books · tax · ROC · payroll
Read 15 Oct 2026 · ongravy.com
Individual CA
5 client businesses included · +₹299/month per additional client · 300K AI tokens/month · unlimited data history
Read 15 Oct 2026 · ongravy.com
Enterprise / CA Firm
Everything in Individual CA · multi-staff logins · API access · custom integrations
Read 15 Oct 2026 · ongravy.com
On the record
- Accounting coverage
- The platform provides invoices, bills, vouchers, parties, items, inventory, trial balance, profit and loss and balance-sheet reporting.ongravy.com · read 15 Oct 2026
- AI feature
- AI capabilities include question answering, proactive advice, voice bookkeeping, OCR receipt capture, anomaly detection and market benchmarks.ongravy.com · read 15 Oct 2026
- API
- OnGravy exposes a versioned REST API with invoice, party and item resources, API-key scopes and server-side GST calculation.ongravy.com · read 15 Oct 2026
- Approval controls
- OnGravy supports smart or strict multi-step approvals, and the site says AI drafts are reviewed by a person before entries post to the ledger.ongravy.com · read 7 Oct 2026
- Banking feature
- Banking supports statement imports, multi-bank tracking, reconciliation and an RBI Account Aggregator integration that is still rolling out.ongravy.com · read 15 Oct 2026
- Company directors
- The company record lists Pratik Revankar and Sneha Pradeep Revankar as directors.thecompanycheck.com · read 15 Oct 2026
- Company incorporation
- Public Indian company records show Bytemonster Platforms Private Limited was incorporated on 8 July 2026 in Ponda, Goa.thecompanycheck.com · read 15 Oct 2026
- Company legal entity
- OnGravy identifies itself as a trademark of Bytemonster Platforms Pvt. Ltd.ongravy.com · read 15 Oct 2026
- Compliance status
- The company says it is working toward SOC 2 Type II and ISO 27001, with targets in 2027.ongravy.com · read 15 Oct 2026
- Data residency
- Primary databases and file storage are hosted in Mumbai on AWS or Supabase ap-south-1, while email and AI processing use external providers.ongravy.com · read 15 Oct 2026
- Documentation depth
- The documentation covers setup, bookkeeping, banking, AI, compliance, payroll, integrations, automation, APIs, teams, mobile use and troubleshooting.ongravy.com · read 15 Oct 2026
- Funding
- OnGravy's press material describes the business as bootstrapped and says pre-seed discussions are planned after its first five paying design-partner CAs.ongravy.com · read 15 Oct 2026
- GST
- The feature page lists GSTR-1, GSTR-3B, GSTR-9, GSTR-9C, ITC tracking, and GST matching with ±₹1 tolerance.ongravy.com · read 7 Oct 2026
- GST feature
- Its GST tools prepare GSTR-1, GSTR-3B, GSTR-9 and GSTR-9C, reconcile ITC and support e-invoice and e-way-bill workflows.ongravy.com · read 15 Oct 2026
- Independent company classification
- A separate company directory classifies Bytemonster Platforms Private Limited as an unlisted private company registered with ROC Goa.tohundguide.com · read 15 Oct 2026
- Independent package
- The independently listed @ongravy/agent-kit package provides model routing, prompt-cache planning, tool-call evaluation and MCP conversion utilities.npmjs.com · read 15 Oct 2026
- Integration availability
- The site says Account Aggregator daily auto-sync is rolling out with a partner and direct GST portal filing is rolling out with a GSP partner.ongravy.com · read 7 Oct 2026
- Integrations
- Listed integrations include Tally, WhatsApp Business, Razorpay, AWS Textract, Gmail, Slack or Teams, calendars, e-commerce channels and logistics services.ongravy.com · read 15 Oct 2026
