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Navan Expense
Palo Alto, California, United States
What it is
Navan Expense manages business spending from card use through reconciliation, combining automated workflows with real-time spend visibility. Admins can set custom spending guardrails, and the service flags out-of-policy transactions for review. Companies can use Navan corporate cards or link eligible Visa, Mastercard, or American Express corporate cards through Navan Connect. Employees can submit receipt photos for approved out-of-pocket expenses and receive reimbursement through payroll or directly to a bank account within days. Reimbursements are supported across 45 countries and 25 currencies. Finance teams can create custom budgets by department, office, event, and other attributes. Integrations include NetSuite, QuickBooks Online, Xero, Sage, and DATEV, with custom CSV exports also supported. Navan lists SOC 1 Type II, SOC 2 Type II, ISO 27001, and PCI DSS certifications, and says it uses TLS encryption for data in transit and AES encryption for data at rest. Navan Business is free for the first five monthly expensing users, then costs $15 a month per user for companies with 300 or fewer employees. Enterprise pricing is by quote. The service is available on Android, iOS, and the web.
For and against
For
- Flags transactions outside custom spending guardrails.
- Reimbursements cover 45 countries and 25 currencies.
- Supports custom budgets and CSV exports.
- Integrates with NetSuite, QuickBooks Online, and Xero.
- Available on Android, iOS, and web.
Against
- Business costs $15 a month per user after five free users.
- Business is for companies with 300 or fewer employees.
- Enterprise pricing is available by quote.
The verdict
Navan Expense combines card oversight, employee reimbursements, budgeting, and accounting integrations. The Business plan’s five free expensing users and company-size limit are key details to weigh against the quoted Enterprise option.
Who it suits
It suits accounting and finance teams overseeing company spending, as well as employees submitting expenses. Navan Business is specified for companies with 300 or fewer employees; Enterprise is presented for large-scale organizations.
Plans and prices
Navan Business
Up to 300 employees · first 5 monthly expensing users free
Read 4 Oct 2026 · navan.com
Navan Enterprise
For large-scale organizations · unlimited travelers and expensing users
Read 4 Oct 2026 · navan.com
On the record
- Cards
- Navan supports its corporate cards and linking eligible Visa, Mastercard, or American Express corporate cards through Navan Connect.navan.com · read 4 Oct 2026
- Company
- Navan says it was founded in 2015 by Ariel Cohen and Ilan Twig as TripActions.navan.com · read 4 Oct 2026
- Data protection
- Navan says it uses TLS encryption for data in transit and AES encryption for data at rest.navan.com · read 4 Oct 2026
- Integrations
- Expense integrations include NetSuite, QuickBooks Online, Xero, Sage, and DATEV, with custom CSV exports also supported.navan.com · read 4 Oct 2026
- Policies
- Admins can set custom spend guardrails, and Navan flags out-of-policy transactions for review.navan.com · read 4 Oct 2026
- Purpose
- Navan Expense streamlines expense management from card swipe through reconciliation, with automated workflows and spend visibility.navan.com · read 4 Oct 2026
- Reimbursement coverage
- Navan Expense supports reimbursements across 45 countries and 25 currencies.navan.com · read 4 Oct 2026
- Reimbursements
- Employees can submit receipt photos for approved out-of-pocket expenses, which are reimbursed through payroll or directly to a bank account within days.navan.com · read 4 Oct 2026
- Reporting
- Navan provides real-time spend visibility and lets finance teams create custom budgets by department, office, event, and other attributes.navan.com · read 4 Oct 2026
- Security
- Navan lists SOC 1 Type II, SOC 2 Type II, ISO 27001, and PCI DSS certifications on its security page.navan.com · read 4 Oct 2026
- Support
- Navan Business includes 24/7 travel support agents, while Enterprise includes a designated account executive, a dedicated customer success manager, and custom implementation.navan.com · read 4 Oct 2026
- Target users
- Navan describes expense workflows for accounting teams, finance teams, CFOs, and employees submitting expenses.navan.com · read 4 Oct 2026
