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On the recordRead 12 Oct 202620 facts
My Financial Life
My Financial Life · West coast of Scotland
Plans and prices
Free and open source (GPL-3.0)
Free
64-bit Linux release · bank downloads not yet available
Read 12 Oct 2026 · garelochsoft.com
On the record
- Accounts
- It supports current, savings, credit, cash, investment, property, vehicle, and loan accounts, with transaction registers, splits, and matched transfers.garelochsoft.com · read 12 Oct 2026
- Account sync
- manualgarelochsoft.com · read 22 Sep 2026
- Bank connections
- Automatic bank downloads are in progress, with pluggable providers and Enable Banking planned first; they are not in the current release.garelochsoft.com · read 12 Oct 2026
- Bill tracking
- Yesgarelochsoft.com · read 22 Sep 2026
- Budgeting
- Budgeting includes an annual plan-versus-actual view, monthly burn-down, rollover, and savings or debt-paydown goals.garelochsoft.com · read 12 Oct 2026
- Budgeting tools
- Yesgarelochsoft.com · read 22 Sep 2026
- Currencies
- It supports accounts in different currencies, historical exchange rates, and converting reports to another currency.garelochsoft.com · read 12 Oct 2026
- Imports
- It imports OFX, QFX, QIF, and CSV files and includes a column-mapping wizard, remembered categories, and a rules engine.garelochsoft.com · read 12 Oct 2026
- Integrations
- The maker names optional exchange-rate services and Tiingo for investment prices; both are configured with the user's own API keys.garelochsoft.com · read 12 Oct 2026
- Intended users
- The maker describes it as suited to people with multiple accounts, currencies, property, loans, and investment portfolios who want local data and portfolio tracking.garelochsoft.com · read 12 Oct 2026
- Investments
- Investment tracking includes FIFO cost basis, gains, dividends, bonds, options, and money-weighted returns; security prices can come from Tiingo using the user's own key.garelochsoft.com · read 12 Oct 2026
- Linux packages
- The 1.0.0 release offers a Debian/Ubuntu package, a portable AppImage, and a tarball for 64-bit Linux.garelochsoft.com · read 12 Oct 2026
- Net-worth tracking
- Yesgarelochsoft.com · read 22 Sep 2026
- Other platforms
- macOS and Windows builds run from source, but signed installers are not part of the release; the maker says code signing is the blocker.garelochsoft.com · read 12 Oct 2026
- Privacy
- The app has no account or cloud service and sends no account or transaction data; its optional exchange-rate and investment-price requests use the user's own API keys.garelochsoft.com · read 12 Oct 2026
- Purpose
- My Financial Life is a personal finance app for tracking accounts, budgets, investments, and net worth on your own device.garelochsoft.com · read 12 Oct 2026
- Storage
- Financial data is kept in an autosaving .mfl file using plain SQLite, with rotating snapshots on the user's own computer.garelochsoft.com · read 12 Oct 2026
- Support
- Users can report bugs or request features through GitHub issues or email Garelochsoft; the maker says a real person reads every message.garelochsoft.com · read 12 Oct 2026