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My Financial Life

My Financial Life · West coast of Scotland

Plans and prices

Free and open source (GPL-3.0)

Free

64-bit Linux release · bank downloads not yet available

Every plan, in full

On the record

Accounts
It supports current, savings, credit, cash, investment, property, vehicle, and loan accounts, with transaction registers, splits, and matched transfers.garelochsoft.com · read 12 Oct 2026
Account sync
manualgarelochsoft.com · read 22 Sep 2026
Bank connections
Automatic bank downloads are in progress, with pluggable providers and Enable Banking planned first; they are not in the current release.garelochsoft.com · read 12 Oct 2026
Bill tracking
Yesgarelochsoft.com · read 22 Sep 2026
Budgeting
Budgeting includes an annual plan-versus-actual view, monthly burn-down, rollover, and savings or debt-paydown goals.garelochsoft.com · read 12 Oct 2026
Budgeting tools
Yesgarelochsoft.com · read 22 Sep 2026
Currencies
It supports accounts in different currencies, historical exchange rates, and converting reports to another currency.garelochsoft.com · read 12 Oct 2026
Imports
It imports OFX, QFX, QIF, and CSV files and includes a column-mapping wizard, remembered categories, and a rules engine.garelochsoft.com · read 12 Oct 2026
Integrations
The maker names optional exchange-rate services and Tiingo for investment prices; both are configured with the user's own API keys.garelochsoft.com · read 12 Oct 2026
Intended users
The maker describes it as suited to people with multiple accounts, currencies, property, loans, and investment portfolios who want local data and portfolio tracking.garelochsoft.com · read 12 Oct 2026
Investments
Investment tracking includes FIFO cost basis, gains, dividends, bonds, options, and money-weighted returns; security prices can come from Tiingo using the user's own key.garelochsoft.com · read 12 Oct 2026
Linux packages
The 1.0.0 release offers a Debian/Ubuntu package, a portable AppImage, and a tarball for 64-bit Linux.garelochsoft.com · read 12 Oct 2026
Net-worth tracking
Yesgarelochsoft.com · read 22 Sep 2026
Other platforms
macOS and Windows builds run from source, but signed installers are not part of the release; the maker says code signing is the blocker.garelochsoft.com · read 12 Oct 2026
Privacy
The app has no account or cloud service and sends no account or transaction data; its optional exchange-rate and investment-price requests use the user's own API keys.garelochsoft.com · read 12 Oct 2026
Purpose
My Financial Life is a personal finance app for tracking accounts, budgets, investments, and net worth on your own device.garelochsoft.com · read 12 Oct 2026
Storage
Financial data is kept in an autosaving .mfl file using plain SQLite, with rotating snapshots on the user's own computer.garelochsoft.com · read 12 Oct 2026
Support
Users can report bugs or request features through GitHub issues or email Garelochsoft; the maker says a real person reads every message.garelochsoft.com · read 12 Oct 2026

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