Best Monese Alternatives in 2026

Updated October 2026

20 apps from digital wallet apps ranked against Monese on the same published basis.

Monese alternatives compared

#	App	Score	Free plan	From	Runs on
1	Wise	9.7	Free plan	Free	Android, iOS, Web
2	Venmo	9.5	Free plan	Free	Android, iOS, Web
3	PhonePe	9.3	Free plan	Free	Android, iOS
5	Monzo	9.2	Free plan	Free	Android, iOS, Web
6	Google Pay	8.8	Free plan	Free	Android, iOS, Web
7	Mercado Pago	8.6	No	—	Web, iOS, Android
8	Kakao Pay	8.6	No	—	iOS, Android
9	Apple Pay	8.6	Free plan	Free	iOS, Mac, Web, Windows
10	bKash	8.5	No	—	Web, iOS, Android
11	GoPay	8.5	No	—	iOS, Android
12	Neteller	8.5	Free plan	Free	Android, iOS, Web
13	M-PESA	8.3	No	—	iOS, Android
14	Alipay	8.3	No	—	Android, iOS
15	PayPay	8.2	No	—	iOS, Android
16	Coinbase Wallet	8.1	Free plan	Free	Android, Browser, iOS, Web
17	Trust Wallet	8.1	Free plan	Free	Android, Browser, iOS
18	Guarda Wallet	8.1	Free plan	Free	Android, Browser, iOS, Linux, Mac, Web, Windows
19	Paysend	8.0	No	—	Web, iOS, Android
20	GrabPay	8.0	No	—	iOS, Android
21	Orange Money	7.9	No	—	Web, iOS, Android

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Questions about Monese alternatives

What is the best alternative to Monese?

Wise, number 1 in digital wallet apps with a score of 9.7 out of 10. The others here: Venmo, PhonePe, Monzo and 16 more.

What is the best free alternative to Monese?

Wise is the best-ranked alternative with a free plan. 10 of the 20 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.