Best Monarch Money Alternatives in 2026
Updated
20 apps from personal finance software ranked against Monarch Money on the same published basis.
- 1Monarch Money vs PocketSmith
- 2Monarch Money vs SoFi
- 3Monarch Money vs Trakli
- 4Monarch Money vs Emma
- 5Monarch Money vs Finlynq
- 6Monarch Money vs Money Manager Ex
- 7Monarch Money vs Fireball
- 8Monarch Money vs Rocket Money
- 9Monarch Money vs ClearCheckbook
- 10Monarch Money vs Toshl Finance
- 11Monarch Money vs Talvo
- 12Monarch Money vs EveryDollar
- 13Monarch Money vs YNAB
- 14Monarch Money vs Buxfer
- 15Monarch Money vs PocketGuard
- 16Monarch Money vs Money Forward ME
- 17Monarch Money vs Zaim
- 18Monarch Money vs Wallet by BudgetBakers
- 19Monarch Money vs CountAbout
- 20Monarch Money vs MoneyWiz
Monarch Money alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 9.8 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | SoFi | 9.6 | Free plan | — | Android, iOS, Mac, Web, Windows |
| 3 | Trakli | 9.4 | Free plan | $7.19/mo | Web, iOS, Android |
| 4 | Emma | 9.4 | Free plan | £4.99/mo | Web, iOS, Android |
| 5 | Finlynq | 9.3 | Free plan | Free | Web, iOS, Android |
| 6 | Money Manager Ex | 9.3 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 7 | Fireball | 9.3 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 8 | Rocket Money | 9.3 | Free plan | Free | Web, iOS, Android |
| 9 | ClearCheckbook | 9.1 | Free plan | $2.49/mo | Web, iOS, Android |
| 10 | Toshl Finance | 9.1 | Free plan | Free | Web, iOS, Android |
| 11 | Talvo | 9.0 | Free plan | €6/mo | Web, iOS, Android |
| 12 | EveryDollar | 9.0 | Free plan | $17.99/mo | Web, iOS, Android |
| 13 | YNAB | 8.9 | No | $9.08/mo | Android, API, iOS, Web |
| 14 | Buxfer | 8.9 | No | $7.99/mo | Web, iOS, Android |
| 15 | PocketGuard | 8.9 | No | $6.25/mo | Web, iOS, Android |
| 16 | Money Forward ME | 8.9 | Free plan | Free | Web, iOS, Android |
| 17 | Zaim | 8.9 | Free plan | Free | Web, iOS, Android |
| 18 | Wallet by BudgetBakers | 8.8 | No | — | Web, iOS, Android |
| 19 | CountAbout | 8.8 | No | $1.67/mo | Web, iOS, Android |
| 20 | MoneyWiz | 8.8 | No | $2.50/mo | iOS, Mac |
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Questions about Monarch Money alternatives
What is the best alternative to Monarch Money?
PocketSmith, number 1 in personal finance software with a score of 9.8 out of 10. The others here: SoFi, Trakli, Emma and 16 more.
What is the best free alternative to Monarch Money?
PocketSmith is the best-ranked alternative with a free plan. 14 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation.