Ledger
Ledger · Melbourne, Australia · founded 2003
Plans and prices
Free
Budget built around pay cycle · Australian tax estimate on one income stream · Two custom accounts · Basic income adjustments
Read 11 Oct 2026 · useledger.co
Ledger Pro
Unlimited income streams with tax estimates · Unlimited custom categories and pay-cycle adjustments · Unlimited payment plans, deferrals and allocation rollover
Read 11 Oct 2026 · useledger.co
Ledger Pro
Unlimited income streams with tax estimates · Unlimited custom categories and pay-cycle adjustments · Unlimited payment plans, deferrals and allocation rollover
Read 11 Oct 2026 · useledger.co
Ledger Pro
Unlimited income streams with tax estimates · Unlimited custom categories and pay-cycle adjustments · Unlimited payment plans, deferrals and allocation rollover
Read 11 Oct 2026 · useledger.co
On the record
- Advice limitation
- Ledger describes itself as planning and organisation software, not a bank, accountant, tax agent, financial adviser, lender, super fund, investment service, payment provider or credit provider.useledger.co · read 11 Oct 2026
- Bank connections
- Ledger works without bank logins, card details or connected accounts.useledger.co · read 11 Oct 2026
- Bill tracking
- Yesuseledger.co · read 22 Sep 2026
- Budgeting tools
- Yesuseledger.co · read 22 Sep 2026
- Data limits
- Local-only data may not sync between devices or be recoverable if the app or device data is lost, so users are responsible for their own backups.useledger.co · read 11 Oct 2026
- Expenses
- Ledger tracks bills, subscriptions, payment plans and everyday expenses in the pay cycle they belong to.useledger.co · read 11 Oct 2026
- Income
- Users can add salary, shifts and extra income, with Australian tax estimates for each stream and custom penalty rates.useledger.co · read 11 Oct 2026
- Intended users
- Ledger is designed for Australian pay-cycle planning, and its Australian tax estimates may not apply to international users.useledger.co · read 11 Oct 2026
- Mobile apps
- iosuseledger.co · read 22 Sep 2026
- Outlook
- Ledger shows recurring expenses, category totals and annual estimates to help plan future pay cycles.useledger.co · read 11 Oct 2026
- Platform
- The site says Ledger is available on iPhone.useledger.co · read 11 Oct 2026
- Purpose
- Ledger is a pay-cycle planning app that brings income, expenses and remaining funds together.useledger.co · read 11 Oct 2026
- Report export
- Yesuseledger.co · read 22 Sep 2026
- Savings
- Users can create savings pockets, set regular contributions and track balances, progress and history.useledger.co · read 11 Oct 2026
- Security
- The privacy policy says Ledger may offer Face ID, Touch ID or app lock, and does not receive or store biometric templates.useledger.co · read 11 Oct 2026
- Storage
- From version 1.1.0 onward, app financial planning data is stored locally on the device and Ledger says it does not currently store that data on Ledger-owned servers.useledger.co · read 11 Oct 2026
- Subscriptions
- Apple processes App Store purchases, while Adapty handles limited subscription and technical information for Ledger Pro; Ledger says it does not provide Adapty with financial planning data.useledger.co · read 11 Oct 2026
- Support
- Users can contact [email protected] for support and privacy requests, and may send screenshots or exports for help.useledger.co · read 11 Oct 2026
